Ulosottovirasto

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bm50
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Ulosottovirasto

Post by bm50 » Fri Apr 19, 2013 4:43 pm

Ulosottovirasto, who are they and what do they do?



Ulosottovirasto

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AldenG
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Re: Ulosottovirasto

Post by AldenG » Fri Apr 19, 2013 6:12 pm

They squeeze blood from turnips.

It's like the governmental version of a debt collection agency. Accordingly they have greater powers than a debt collection agency. They are authorized to seize assets, monetary or physical, in order to satisfy debts as ordered by the legal system. Aside from bank accounts, they can seize cars, furniture, computers, buildings, etc., and auction them in order to pay your creditors. They are tough but I imagine they are also more ethical and professional than some of the debt collection agencies can be.

They're used especially to collect money owed to the government, but I believe there are circumstances such as involuntary bankruptcy where they may be used to collect money owed to private creditors. Perhaps the latter applies only when the debtor is a company, I'm not sure.
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Felidae
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Re: Ulosottovirasto

Post by Felidae » Fri Apr 19, 2013 6:25 pm

http://www.oikeus.fi/8851.htm

"The enforcement authorities are to protect the interests of both creditors and debtors. The collection methods used in enforcement include the sending of collection letters, the garnishment of wages and salaries, and the distraint of assets.

The enforcement authorities aim for a voluntary payment after the sending of a collection letter. If no payment is forthcoming, wages, salaries, pensions or business income is garnished or assets distrained. Distrained assets may be sold by compulsory sale."


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Kai
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Re: Ulosottovirasto

Post by Kai » Fri Apr 19, 2013 7:17 pm

Barney rubble.
It is what it is, make of it what you will.


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Kai
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Re: Ulosottovirasto

Post by Kai » Fri Apr 19, 2013 7:26 pm

Sounds like your letting the side down son. If you need some translation help I'm no gynaecologist but I'll have a look if it helps.
Last edited by Kai on Sat Apr 20, 2013 5:29 pm, edited 1 time in total.
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Pursuivant
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Re: Ulosottovirasto

Post by Pursuivant » Sat Apr 20, 2013 2:26 am

bm50 wrote:Ulosottovirasto, who are they and what do they do?
Get you in trouble... no, you ARE in trouble.
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Something wicked this way comes."


phaella83
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Re: Ulosottovirasto

Post by phaella83 » Mon Apr 22, 2013 9:39 am

Please be careful. If you don't pay second time when you get a notice from them they can make a note to asiakastieto, which you will be able to remove only in 3 years. With this note you will be not able to get any credits, tuohi cards and evening have some problems with renting an apartment from some of the agencies!


bm50
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Re: Ulosottovirasto

Post by bm50 » Mon Apr 22, 2013 12:04 pm

So they can take your personal things, tv, computer, furniture kitchen sink etc etc? And sell to help with the debt? And income if the person has only a small pension? :(


Upphew
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Re: Ulosottovirasto

Post by Upphew » Mon Apr 22, 2013 12:16 pm

bm50 wrote:So they can take your personal things, tv, computer, furniture kitchen sink etc etc? And sell to help with the debt? And income if the person has only a small pension? :(
To a point. Tv, computer, furniture... depends if it is worthwhile. Old telly won't cover the costs of selling it. New 2k one... probably not alone either.
http://www.oikeus.fi/19885.htm
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Pursuivant
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Re: Ulosottovirasto

Post by Pursuivant » Mon Apr 22, 2013 12:40 pm

Which means also, you get blacklisted, which means your credit cards get cancelled, you can't buy anything with osamaksu etc. = you in mätäoja no paddle...
"By the pricking of my thumbs,
Something wicked this way comes."


bm50
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Re: Ulosottovirasto

Post by bm50 » Mon Apr 22, 2013 2:12 pm

Upphew wrote:
bm50 wrote:So they can take your personal things, tv, computer, furniture kitchen sink etc etc? And sell to help with the debt? And income if the person has only a small pension? :(
To a point. Tv, computer, furniture... depends if it is worthwhile. Old telly won't cover the costs of selling it. New 2k one... probably not alone either.
http://www.oikeus.fi/19885.htm
Yes I read on that website under Garnishment and Distrainment, but is says, ordinary houseold items are not distrained! So maybe only business items.


Upphew
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Re: Ulosottovirasto

Post by Upphew » Mon Apr 22, 2013 3:32 pm

bm50 wrote:Yes I read on that website under Garnishment and Distrainment, but is says, ordinary houseold items are not distrained! So maybe only business items.
They don't take your bed, but Mona Lisa on the wall might go under the hammer.
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