if a private trader got a job...

[dreamstep]

A private trader has got a job with moderate salary, but the employment will last, for example, only 2 years. After that, he does not know whether the emploment can be renewed. So this can be seen as only a temporary job. But he cannot do his business if he accept the offer.

1. Can he keep his private trader registration, but without doing any business?
2. Can he still pay insurance (if he like to do so) so that he can accumulate more pension for retirement?
3. Does he need to report tax return for his non-operation business?

Thank you in advance!

[betelgeuse]

1. Can he keep his private trader registration, but without doing any business?

From government perspective yes. You would just report no activity to the government. However, there might be competition employment aspects with your employer.

2. Can he still pay insurance (if he like to do so) so that he can accumulate more pension for retirement?

Yes.

http://www.finlex.fi/fi/laki/ajantasa/2 ... 272#L9P112

"Jos työtuloon vaikuttavat seikat myöhemmin olennaisesti muuttuvat, se tarkistetaan hakemuksesta. Eläkelaitos voi myös omasta aloitteestaan tarkistaa työtulon. Työtuloa ei saa muuttaa takautuvasti. Työtulon saa kuitenkin muuttaa takautuvasti silloin, kun yrittäjälle myönnetään työkyvyttömyyseläke. Tällöin yrittäjän työtuloksi vahvistetaan eläketapahtumasta alkaen se työtulo, joka vastaa yrittäjän tässä laissa tarkoitettua yrittäjätoimintaa."

However, you should consider whether saving the money yourself is a better investment (it probably is).

3. Does he need to report tax return for his non-operation business?

Yes because keeping the registration means the business is operational from tax perspective.

[dreamstep]

If he stop paying the YEL insurance, must he terminate the business register?

[betelgeuse]

If he stop paying the YEL insurance, must he terminate the business register?

No because YEL is only mandatory with work income over 7 557,18 euros.

http://www.ilmarinen.fi/yrittaja/yritta ... s/tyotulo/