Kela card and YEL

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joe2010
Posts: 1
Joined: Wed Dec 07, 2016 9:59 pm

Kela card and YEL

Post by joe2010 » Tue Feb 14, 2017 12:42 am

Hi, everyone. I am new here and moved in Finland for about 3 month.

I newly started a business as a tour guide and registed as a self-employed person, I estimated my income is 7000 euros for the first year, that I do not need to pay YEL due to my income is lower than 7600 euro a year. and no pre payment for the tax also.
Last week I paid a visite to Kela, that I would like to have a Kela cark to cover health care for me and my wife.
But, Kela told me as a selfemployed person, without YEL contribution they would not approve my Kela application.

I do not understand how the YEL and Kela works, if any one have any ideal or experience please advice on this issue.

many thanks.



Kela card and YEL

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betelgeuse
Posts: 4359
Joined: Thu Aug 29, 2013 1:24 am

Re: Kela card and YEL

Post by betelgeuse » Tue Feb 14, 2017 10:58 am

joe2010 wrote:Last week I paid a visite to Kela, that I would like to have a Kela cark to cover health care for me and my wife.
Public health care is for the most part covered by municipality of residence, not Kela. What Kela handles is listed here:

http://www.kela.fi/web/en/sickness
joe2010 wrote: But, Kela told me as a selfemployed person, without YEL contribution they would not approve my Kela application.

I do not understand how the YEL and Kela works, if any one have any ideal or experience please advice on this issue.
http://www.kela.fi/web/en/working-in-fi ... ed-persons

What's the citizenship of you and your wife?


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