Norwegian Bank, anyone?

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betelgeuse
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Re: Norwegian Bank, anyone?

Post by betelgeuse » Mon Nov 21, 2016 1:07 pm

Y77 wrote: Finnish banks are a good 10 years behind the rest of Europe, they still have these battleship look alike single use paper codes, instead getting a code by text message or a pin code generator machine like in the rest of the civilized world. In the UK you can even change the pin code of your debit card at a cash machine so it is easier for you to remember it, here it is unheard of.
Nordea already has pin code generator app and is rolling out a device. I am not sure about the ability to change pin codes because people make horrible choices for their pin codes.



Re: Norwegian Bank, anyone?

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Upphew
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Re: Norwegian Bank, anyone?

Post by Upphew » Mon Nov 21, 2016 1:23 pm

betelgeuse wrote:
Y77 wrote: Finnish banks are a good 10 years behind the rest of Europe, they still have these battleship look alike single use paper codes, instead getting a code by text message or a pin code generator machine like in the rest of the civilized world. In the UK you can even change the pin code of your debit card at a cash machine so it is easier for you to remember it, here it is unheard of.
Nordea already has pin code generator app and is rolling out a device. I am not sure about the ability to change pin codes because people make horrible choices for their pin codes.
IIRC I got to choose the pin when I ordered my card from Nordea.
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Y77
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Re: Norwegian Bank, anyone?

Post by Y77 » Thu Nov 24, 2016 9:09 am

betelgeuse wrote:
Y77 wrote: Finnish banks are a good 10 years behind the rest of Europe, they still have these battleship look alike single use paper codes, instead getting a code by text message or a pin code generator machine like in the rest of the civilized world. In the UK you can even change the pin code of your debit card at a cash machine so it is easier for you to remember it, here it is unheard of.
Nordea already has pin code generator app and is rolling out a device. I am not sure about the ability to change pin codes because people make horrible choices for their pin codes.

so it's only spankki that is still in the stone age

harryc
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Re: Norwegian Bank, anyone?

Post by harryc » Mon Nov 28, 2016 2:49 pm

they still have these battleship look alike single use paper codes, instead getting a code by text message
I really wish people would realize there are many without resources or abilities for 'phones' -- especially those uses requiring expensive phones (expensive to many means even 150€)

Y77
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Re: Norwegian Bank, anyone?

Post by Y77 » Tue Nov 29, 2016 6:31 am

harryc wrote:
they still have these battleship look alike single use paper codes, instead getting a code by text message
I really wish people would realize there are many without resources or abilities for 'phones' -- especially those uses requiring expensive phones (expensive to many means even 150€)

in fact I mentioned that I'd like to get the codes by text message, not through smartphone apps. It's the safest way (if you only have an old 2g phone it means no viruses) and you don't have to hope that the postman doesn't deliver your paper bank codes at the wrong address, considering the way in which Posti is going, this is a real possibility...

betelgeuse
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Re: Norwegian Bank, anyone?

Post by betelgeuse » Wed Nov 30, 2016 11:18 pm

Y77 wrote:in fact I mentioned that I'd like to get the codes by text message, not through smartphone apps. It's the safest way (if you only have an old 2g phone it means no viruses) and you don't have to hope that the postman doesn't deliver your paper bank codes at the wrong address, considering the way in which Posti is going, this is a real possibility...
2G SMS is by no means the safest way. Using 2G is the same as using unprotected wifi for your online banking.

http://arstechnica.com/gadgets/2010/12/ ... -gsm-call/

harryc
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Re: Norwegian Bank, anyone?

Post by harryc » Thu Dec 01, 2016 11:52 pm


"expensive to many means even 150€"

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Beep_Boop
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Re: Norwegian Bank, anyone?

Post by Beep_Boop » Fri Dec 02, 2016 12:19 am

harryc wrote:"expensive to many means even 150€"
Meh. For 45 euros, you can get a new generic Android phone that works okay for everyday tasks, including receiving SMSs, making calls, and using banking apps.
If 45 euros is expensive for a phone for you, then I wouldn't worry about having a bank account altogether.
Every case is unique. You can't measure the result of your application based on arbitrary anecdotes online.

harryc
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Re: Norwegian Bank, anyone?

Post by harryc » Sat Dec 03, 2016 8:50 am

Meh. For 45 euros, you can get a new generic Android phone
How about - in addition to the 'Meh' - telling a brand name (s) and where one can possibly get them. Thanks!

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Beep_Boop
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Re: Norwegian Bank, anyone?

Post by Beep_Boop » Sat Dec 03, 2016 10:35 am

harryc wrote:How about - in addition to the 'Meh' - telling a brand name (s) and where one can possibly get them. Thanks!
http://www.dx.com/s/Android%2bphone?cat ... Intvl=0-50
http://www.dx.com/p/bluboo-mini-android ... -852450605
http://www.ebay.com/itm/182331927509
http://www.ebay.com/itm/272358848097
https://www.overstock.com/Electronics/B ... oduct.html

With the Blu one, you need to make sure you have it fully updated since it used to have some dodgy software. But hey, it's cheap. You want cheap, you get cheap.
Every case is unique. You can't measure the result of your application based on arbitrary anecdotes online.

harryc
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Re: Norwegian Bank, anyone?

Post by harryc » Mon Dec 05, 2016 3:45 pm

Thanks - but what are the possibilities for a seller being a Finnish company - where some kind of feedback would be possible?

I bought a Samsung decent-enough phone thru DNA - 2 years ago - and it was 70 euro. These days they are 150€ -( and for 500 you even get fireworks! :) )

Nothing has happened in the world economy nor on the phone market that would be saying prices should have doubled.

Y77
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Re: Norwegian Bank, anyone?

Post by Y77 » Wed Dec 28, 2016 6:39 pm

Beep_Boop wrote:
Y77 wrote:Many thanks for this suggestion! I decided to give it a go and invested 5K in ETF S-P 500 and 5k in ETF Nasdaq and made so far a healthy profit (+ 5% in both of them), and this in just 4 months :thumbsup:
Good choice. :thumbsup: S&P500 is doing very well, especially after Trump won.
The key is to keep adding whenever you can, preferably on monthly basis, and to not freak out when occasional dips happen.

Which investment bank are you using? Nordnet? Vanguard?
This is just getting better and better, +11,2% in 5 months.If it continues like this I'll retire to a tropical island by the end of 2018


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