I'm just about to buy a moped and therefore insurance as well. I'll only be using it during the summer (obviously ) but all the insurance quotes I'm getting are for the whole year. Now I would just ring companies but it's Easter/the weekend and they're not open, so does anyone know if it's possible to just cancel the policy whenever I don't want to use the moped anymore and get a refund on the remaining months? I know this would be pretty straight forward in England, but I get the feeling they sell the insurance for a year here knowing full well no one will actually use their two wheelers during the winter to get more money.
I'm trying to read the terms and conditions on the websites but sometimes my browser doesn't translate and my very basic Finnish skills coupled with Google translates even worse Finnish skills is making it quite hard. So if anyone can help I'd appreciate it loads. Thanks.