Question about pensions

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rupun
Posts: 69
Joined: Mon Jan 09, 2012 9:10 pm

Question about pensions

Post by rupun » Mon Jun 26, 2017 1:09 pm

hi all,

I remember that the companies had different pension partners, some mentioned Ilmarinen, others were Varma something etc. How can I get a consolidated view of all the pensions accrued till date for me?

and finally, is there an approximation of the percentage that should accrue, e.g. if the income has been steady 4.500 for 10 years, how much would one accrue?

cheers.



Question about pensions

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betelgeuse
Posts: 2621
Joined: Thu Aug 29, 2013 1:24 am

Re: Question about pensions

Post by betelgeuse » Mon Jun 26, 2017 1:37 pm

rupun wrote: I remember that the companies had different pension partners, some mentioned Ilmarinen, others were Varma something etc. How can I get a consolidated view of all the pensions accrued till date for me?
https://www.tyoelake.fi
rupun wrote: and finally, is there an approximation of the percentage that should accrue, e.g. if the income has been steady 4.500 for 10 years, how much would one accrue?
https://www.tyoelake.fi/en/pension-calculators/


rupun
Posts: 69
Joined: Mon Jan 09, 2012 9:10 pm

Re: Question about pensions

Post by rupun » Mon Jun 26, 2017 3:02 pm

Wow, thanks, this sucks!

Really, about 30%? If the earned income is steady at 45.00, you'd get 1.400 or so ... what use is that? My Dad/ Mom retired, Dad gets about 54% and Mom about 66% of their income, annually adjusted for inflation!

And this pension security is what the populace raves about and running off to Spain/ Thailand?

Or what am I missing?


betelgeuse
Posts: 2621
Joined: Thu Aug 29, 2013 1:24 am

Re: Question about pensions

Post by betelgeuse » Mon Jun 26, 2017 4:54 pm

rupun wrote:Really, about 30%? If the earned income is steady at 45.00, you'd get 1.400 or so ... what use is that? My Dad/ Mom retired, Dad gets about 54% and Mom about 66% of their income, annually adjusted for inflation!
You must have misunderstood something on how to use the calculator. If a person who is now 20 years (born Jan 1997) old works with a salary of 4500 euros to retirement at 67 years and 11 months, according to the linked calculator this person will get 2805 euros. This is about 62%.


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