Selling car to a private
Selling car to a private
What is the best and safest way to get payment if I sell my car to a private? Is it possible a bank transfer that shows up immediately on my account without waiting till the day after? Do checks still exists in Finland?
Re: Selling car to a private
Cash is king. Bank transfers can be instant if you use same bank. www.pikasiirto.fi can do it instantly, but it costs 2e+2,9%. Checks aren't free either and you'll need to haul your ass to bank to get it and to cash it. Maybe some people will do that, I wouldn't bother.
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Re: Selling car to a private
Thanks for the answer! Cash is king, but also risky, we are talking about a luxury car worth more than 20k, what if I get paid with fake banknotes? Nowadays some fakes are almost as good as the real thing.Then I wouldn't want to have problems with money laundry issues if I were to go to my bank with 20k cash in a plastic bag and put it on my bank account... Do bank issue a check guaranteed here in Finland?
Re: Selling car to a private
Nordea used to issue checks which you can pass from the seller to buyer... make sure is not fake also Instant transfer shall be fine from the same bank only.
If you take it cash and take it to bank they will be very suspicious from where you have them. Also have tax been paid on them? E.g. if they are gift... A friend took 15k from his own bank account to buy a car and few days later wanted to deposit them back, as the car was sold already, and had some trouble to put it back... was ok at the end.
If you take it cash and take it to bank they will be very suspicious from where you have them. Also have tax been paid on them? E.g. if they are gift... A friend took 15k from his own bank account to buy a car and few days later wanted to deposit them back, as the car was sold already, and had some trouble to put it back... was ok at the end.
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Re: Selling car to a private
Nordea nowadays does SEPA transfers within the same banking day to other banks too as long as you you meet their cutoff times.Upphew wrote: ↑Mon Jan 29, 2018 9:25 amCash is king. Bank transfers can be instant if you use same bank. www.pikasiirto.fi can do it instantly, but it costs 2e+2,9%. Checks aren't free either and you'll need to haul your ass to bank to get it and to cash it. Maybe some people will do that, I wouldn't bother.
Re: Selling car to a private
I'd say, do the deal in front of a bank personnel.
Than you will not have to worry about depositing anything by yourself, since the other dude/gal will put money in your account, and you can show the sales receipt to the bank personnel there and the bank can check the notes right away if they are real or fake.
Personally this is what i'd do...
Than you will not have to worry about depositing anything by yourself, since the other dude/gal will put money in your account, and you can show the sales receipt to the bank personnel there and the bank can check the notes right away if they are real or fake.
Personally this is what i'd do...
Re: Selling car to a private
My wife salary comes from OP to her Nordea bank account in 2-3 days...Nordea nowadays does SEPA transfers within the same banking day to other banks too as long as you you meet their cutoff times.
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Re: Selling car to a private
And what does that have to do with my comment? 1) Salaries are paid with a different schedule 2) the schedule is set by the sending side.
Re: Selling car to a private
Money is money. You'd face the same problems with money laundering with check too. Which shouldn't be problem either, as you would have paperwork from sale.
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Re: Selling car to a private
Send to someone from OP to Nordea and see how much it takes... nothing about your comment!betelgeuse wrote: ↑Mon Jan 29, 2018 2:52 pmAnd what does that have to do with my comment? 1) Salaries are paid with a different schedule 2) the schedule is set by the sending side.
Re: Selling car to a private
I dont know if its relevant anymore to the OP but when i sold my car, the transaction was done at my house, where online bank transfer was done in front of me. That was enough evidence for me to do the transaction of my car.