Living expenses at helsinki

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shamnadps
Posts: 12
Joined: Fri Jan 19, 2018 6:32 am

Living expenses at helsinki

Post by shamnadps » Fri Feb 09, 2018 3:18 am

Hi I got a Job and moving to Helsinki by March.

My proposed salary is 2800Euros before tax.

How much would be the actual tax% deduction on this salary?.
How much would a reasonable apartment cost at Helsinki near Kamppi center.

Is the medical expenses covered by the government.
Do I need to take a medical insurance and if yes, How much it would cost me monthly.

Please let me know on the above details if possible.



Living expenses at helsinki

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tavastia
Posts: 364
Joined: Tue Mar 08, 2016 1:54 pm

Re: Living expenses at helsinki

Post by tavastia » Fri Feb 09, 2018 8:12 am

You can calculate it online here: https://prosentti.vero.fi/VPL2018/Sivut ... iedot.aspx

For this salary you will pay 15,5% + 8.25% as total taxes.

Near Kamppi > rent min 800-900€ / month.

You don't need any medical insurance, the basic coverage is done by state (once you get the Kela card) and the employer most probably will provide you also with some private insurance with some provider like Terveystalo, etc.


shamnadps
Posts: 12
Joined: Fri Jan 19, 2018 6:32 am

Re: Living expenses at helsinki

Post by shamnadps » Fri Feb 09, 2018 8:52 am

Thank you for sharing the details

Can you share details of some place where I can initially stay for a week or two until I rent out an apartment.
Which is lesser price probably lesser than 15 euro per day.


FinnGuyHelsinki
Posts: 936
Joined: Sun Nov 08, 2009 8:52 pm

Re: Living expenses at helsinki

Post by FinnGuyHelsinki » Fri Feb 09, 2018 9:13 am

shamnadps wrote:
Fri Feb 09, 2018 8:52 am
Can you share details of some place where I can initially stay for a week or two until I rent out an apartment.
Which is lesser price probably lesser than 15 euro per day.
Probably nowhere, unless you have a friend who will provide the accommodation. In the city central area, 450 euros (15 * 30) does not get one even a studio apartment, so anyone renting it at that price would be doing it at a loss. Hostels in Helsinki seem to be around 40€ and up per night.

I'd strongly suggest seeking longer term accommodation further away from the city center, otherwise you'd be spending bulk of your income on housing alone. Kamppi is a public transportation hub (metro, trams, buses), if that's where your workplace is, you could easily save a couple of hundred each month by using the metro for 10-15 minutes each way.


tavastia
Posts: 364
Joined: Tue Mar 08, 2016 1:54 pm

Re: Living expenses at helsinki

Post by tavastia » Fri Feb 09, 2018 10:20 am

You can try temporary to find with AirBnB, https://www.forenom.com, EasyHomes, etc-


shamnadps
Posts: 12
Joined: Fri Jan 19, 2018 6:32 am

Re: Living expenses at helsinki

Post by shamnadps » Sat Feb 10, 2018 5:27 am

Could you please suggest a suitable location near to kamppi so that i can sue the metro or bus to save money.
Max travel 30 min in one direction.

How much does monthly metro pass cost?
At what rate could I get an apartment away from the center.

Thanks in advance.


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Cory
Posts: 3666
Joined: Wed Jun 18, 2003 11:51 pm
Location: Turku

Re: Living expenses at helsinki

Post by Cory » Sat Feb 10, 2018 12:53 pm

If you want to rent your own place you can search www.vuokraovi.fi you can change the language at the top right.
Within 30 mins of commute to the centre of Helsinki try Järvenpää, Vantaa, Espoo, etc. Living outside Helsinki will mean you have to pay a premium for bus or train passes.

You can search transport costs at www.hsl.fi for buses within the metropolitan regions of Vantaa, Espoo and Helsinki. For trains go to www.vr.fi
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