bank details and health insurance clarification

ms.p · Post by **ms.p** » Sat Jun 04, 2016 6:09 pm

hi guys!
i am from Bangladesh.
well...i am about to apply for the student residence permit and i am still a bit confused about two things:

1) My bank statement: i have already deposited the required amount and also issued for a visa card. will it be confusing if i provide both my savings account statement and the FDR details of my credit card? moreover, my father (who is my sponsor) has also provided me with an affidavit as a clarification of the source of the money- will this be necessary? what else should i do?

2) my health insurance: i have managed to find a list of the companies of whose policies are accepted by the Schengen countries from VFS global's website and i took out the insurance policy from one of the local private insurance providers. however, they handed me 10/12 pages- should i scan and upload the entire policy or will the pages with my information will do the work?

this forum has been very helpful and i look forward to your further assistance. Thanks in advance

**Sponsor:**

Beep_Boop · Post by **Beep_Boop** » Mon Jun 06, 2016 1:45 am

1) All you need is a statement of the money in a bank account in your name. Since you're from a risk country, it's also good that the money has been in your account for a while. Beyond that, ask specific information from the embassy.

2) Just the page(s) with your info and the policy type.

Upphew · Post by **Upphew** » Mon Jun 06, 2016 2:45 pm

ms.p wrote:hi guys!
i am from Bangladesh.
well...i am about to apply for the student residence permit and i am still a bit confused about two things:

1) My bank statement: i have already deposited the required amount and also issued for a visa card. will it be confusing if i provide both my savings account statement and the FDR details of my credit card? moreover, my father (who is my sponsor) has also provided me with an affidavit as a clarification of the source of the money- will this be necessary? what else should i do?

2) my health insurance: i have managed to find a list of the companies of whose policies are accepted by the Schengen countries from VFS global's website and i took out the insurance policy from one of the local private insurance providers. however, they handed me 10/12 pages- should i scan and upload the entire policy or will the pages with my information will do the work?

this forum has been very helpful and i look forward to your further assistance. Thanks in advance

Visa is for visiting up to three months. Residence permit is for residing.

"Sponsorship agreements provided by relatives, friends or employers are not acceptable as the funds must be transferred to your own account." So be veeery clear what you mean by sponsor or affidavit. You don't want the officials thinking, you want to show you have enough money to live.
http://www.migri.fi/studying_in_finland ... of_support

ms.p · Post by **ms.p** » Mon Jun 06, 2016 6:07 pm

Beep_Boop wrote:1) All you need is a statement of the money in a bank account in your name. Since you're from a risk country, it's also good that the money has been in your account for a while. Beyond that, ask specific information from the embassy.

2) Just the page(s) with your info and the policy type.

thanks a bunch!

ms.p · Post by **ms.p** » Mon Jun 06, 2016 6:12 pm

Upphew wrote:
ms.p wrote:hi guys!
i am from Bangladesh.
well...i am about to apply for the student residence permit and i am still a bit confused about two things:

1) My bank statement: i have already deposited the required amount and also issued for a visa card. will it be confusing if i provide both my savings account statement and the FDR details of my credit card? moreover, my father (who is my sponsor) has also provided me with an affidavit as a clarification of the source of the money- will this be necessary? what else should i do?

2) my health insurance: i have managed to find a list of the companies of whose policies are accepted by the Schengen countries from VFS global's website and i took out the insurance policy from one of the local private insurance providers. however, they handed me 10/12 pages- should i scan and upload the entire policy or will the pages with my information will do the work?

this forum has been very helpful and i look forward to your further assistance. Thanks in advance
Visa is for visiting up to three months. Residence permit is for residing.

"Sponsorship agreements provided by relatives, friends or employers are not acceptable as the funds must be transferred to your own account." So be veeery clear what you mean by sponsor or affidavit. You don't want the officials thinking, you want to show you have enough money to live.
http://www.migri.fi/studying_in_finland ... of_support

the affidavit is on behalf of my father stating that he has transferred the required money to my account, along with statements that basically sums up his financial status!
could you please clarify what you exactly mean when you say 'you don't want the officials thinking, you want to show you have enough to live' ? -would it be risky if they thought i have more than enough financial support?

zamoram · Post by **zamoram** » Tue Jun 07, 2016 9:49 am

Hey guys, when getting the residence permit for studying do I get a social security number?

Beep_Boop · Post by **Beep_Boop** » Tue Jun 07, 2016 11:26 am

zamoram wrote:Hey guys, when getting the residence permit for studying do I get a social security number?

You do, but sadly you don't get the manners that teach you not hijack other people's questions with a completely new one for yourself.

Upphew · Post by **Upphew** » Tue Jun 07, 2016 11:29 am

zamoram wrote:Hey guys, when getting the residence permit for studying do I get a social security number?

https://www.kamk.fi/en/Internationality ... ity-Number

Upphew · Post by **Upphew** » Tue Jun 07, 2016 11:54 am

ms.p wrote:
Upphew wrote:Visa is for visiting up to three months. Residence permit is for residing.

"Sponsorship agreements provided by relatives, friends or employers are not acceptable as the funds must be transferred to your own account." So be veeery clear what you mean by sponsor or affidavit. You don't want the officials thinking, you want to show you have enough money to live.
http://www.migri.fi/studying_in_finland ... of_support

the affidavit is on behalf of my father stating that he has transferred the required money to my account, along with statements that basically sums up his financial status!
could you please clarify what you exactly mean when you say 'you don't want the officials thinking, you want to show you have enough to live' ? -would it be risky if they thought i have more than enough financial support?

Officials don't care about your father's financial status, they care about your financial status. You are not your father. Officials check that _you_ have the needed funds. Lump sum transferred to your account just before application might make the officials think that you have loaned money to show the required amount and will transfer the funds away after the decision... and if they think so the decision will be negative. So don't make the officials think, just give them the needed info. Think as someone who processes the applications: "Is all the needed stuff here... acceptance, health insurance, money to live on... yes, yes, yes. NEXT!" vs "Is all the needed stuff here... acceptance, health insurance, statements... what statements?!? Why are these here? Is there some foul play going on?"

ms.p · Post by **ms.p** » Tue Jun 07, 2016 8:12 pm

Upphew wrote:
ms.p wrote:
Upphew wrote:Visa is for visiting up to three months. Residence permit is for residing.

Officials don't care about your father's financial status, they care about your financial status. You are not your father. Officials check that _you_ have the needed funds. Lump sum transferred to your account just before application might make the officials think that you have loaned money to show the required amount and will transfer the funds away after the decision... and if they think so the decision will be negative. So don't make the officials think, just give them the needed info. Think as someone who processes the applications: "Is all the needed stuff here... acceptance, health insurance, money to live on... yes, yes, yes. NEXT!" vs "Is all the needed stuff here... acceptance, health insurance, statements... what statements?!? Why are these here? Is there some foul play going on?"

Thank you for taking the time to explain. i really appreciate it

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