Car lease requirements

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nuno
Posts: 1
Joined: Thu Jan 21, 2021 10:23 am

Car lease requirements

Post by nuno » Thu Jan 21, 2021 10:29 am

Moi,

I'm about to relocate to Helsinki area within the company I work for. Besides all permits and etc. being done what are general requirements to get a car lease in Finland? Google translate was not too helpful in some bank websites.
Let's say I have downpayment of 25%-30% ready and would like to lease a car - are there any requirements that you need to work for 3-6months, letter from employer or anything what would help speeding up the process?

Thanks!



Car lease requirements

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Upphew
Posts: 10657
Joined: Tue Apr 08, 2008 10:55 pm
Location: Lappeenranta

Re: Car lease requirements

Post by Upphew » Thu Jan 21, 2021 3:18 pm

nuno wrote:
Thu Jan 21, 2021 10:29 am
Moi,

I'm about to relocate to Helsinki area within the company I work for. Besides all permits and etc. being done what are general requirements to get a car lease in Finland? Google translate was not too helpful in some bank websites.
Let's say I have downpayment of 25%-30% ready and would like to lease a car - are there any requirements that you need to work for 3-6months, letter from employer or anything what would help speeding up the process?

Thanks!
No idea. Have you asked for a car from your company? Usually banks don't deal directly with customers in cases of leasing. Try the usual suspects, rental companies or dedicated leasing companies, eg. https://www.hertz.fi/p/en/minileasing or https://www.aldautomotive.fi/en/
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FinlandGirl
Posts: 587
Joined: Sat Nov 09, 2019 10:43 am

Re: Car lease requirements

Post by FinlandGirl » Thu Jan 21, 2021 10:56 pm

nuno wrote:
Thu Jan 21, 2021 10:29 am
Let's say I have downpayment of 25%-30% ready and would like to lease a car - are there any requirements that you need to work for 3-6months, letter from employer or anything what would help speeding up the process?
Getting a non-prepaid mobile subscription can be a problem without a credit history of living several years in Finland, I would be surprised if any company would lease to someone with no credit history at all.

Leasing through the employer is a popular option, or a rental company should be able to tell you what kind of guarantee from your employer they might accept instead.

Upphew
Posts: 10657
Joined: Tue Apr 08, 2008 10:55 pm
Location: Lappeenranta

Re: Car lease requirements

Post by Upphew » Fri Jan 22, 2021 9:33 am

FinlandGirl wrote:
Thu Jan 21, 2021 10:56 pm
nuno wrote:
Thu Jan 21, 2021 10:29 am
Let's say I have downpayment of 25%-30% ready and would like to lease a car - are there any requirements that you need to work for 3-6months, letter from employer or anything what would help speeding up the process?
Getting a non-prepaid mobile subscription can be a problem without a credit history of living several years in Finland, I would be surprised if any company would lease to someone with no credit history at all.
Then again there are companies renting cars, when renting for a long period it is called leasing. And car rental companies are plentiful.
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