housing and credit checks

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krapulassa
Posts: 82
Joined: Thu Sep 03, 2020 8:23 pm

housing and credit checks

Post by krapulassa » Mon Mar 08, 2021 10:54 pm

Is there a way to go around a credit checks with a housing applications? I have a couple of undesirable credit data entries on my file and I was wondering if a landlord would accept a 3 - 4 month advance rent as credit guarantee?



housing and credit checks

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betelgeuse
Posts: 3869
Joined: Thu Aug 29, 2013 1:24 am

Re: housing and credit checks

Post by betelgeuse » Mon Mar 08, 2021 11:49 pm

krapulassa wrote:
Mon Mar 08, 2021 10:54 pm
Is there a way to go around a credit checks with a housing applications? I have a couple of undesirable credit data entries on my file and I was wondering if a landlord would accept a 3 - 4 month advance rent as credit guarantee?
An advance is not a guarantee in the long term. It does show access to some buffers though. Ways to increase chances are, for example, offering three month cash security or a personal guarantee from someone with a clean credit history.


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