FOLKSAM Car insurance

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Honest
Posts: 441
Joined: Thu Sep 05, 2013 11:28 pm

FOLKSAM Car insurance

Post by Honest » Sun Oct 22, 2017 10:05 pm

Folksam is offering very cheap basic car insurance. Anything to worry about?



FOLKSAM Car insurance

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betelgeuse
Posts: 2860
Joined: Thu Aug 29, 2013 1:24 am

Re: FOLKSAM Car insurance

Post by betelgeuse » Mon Oct 23, 2017 9:00 am

Honest wrote:Folksam is offering very cheap basic car insurance. Anything to worry about?
The legally required car insurance is heavily regulated. It’s mainly about comparing price and customer service.


Honest
Posts: 441
Joined: Thu Sep 05, 2013 11:28 pm

Re: FOLKSAM Car insurance

Post by Honest » Wed Oct 25, 2017 9:11 pm

If anyone is interested in cheaper options I changed my car insurance from POP to Folksam. That is a saving of almost 50%. I was paying POP a bit more than 300 and now I'll be paying around 160.

I have come to the conclusion that we must compare prices every 2-3 years. Because when I switched to POP, that was way cheaper than others.


Upphew
Posts: 10213
Joined: Tue Apr 08, 2008 10:55 pm
Location: Lappeenranta

Re: FOLKSAM Car insurance

Post by Upphew » Thu Oct 26, 2017 9:30 am

Honest wrote:If anyone is interested in cheaper options I changed my car insurance from POP to Folksam. That is a saving of almost 50%. I was paying POP a bit more than 300 and now I'll be paying around 160.

I have come to the conclusion that we must compare prices every 2-3 years. Because when I switched to POP, that was way cheaper than others.
Same here. Changed to POP when it popped up here and was waaay cheaper then. Now I switched to Lähitapiola after OP made me and offer I could refuse (but which was cheaper than POP) and POP couldn't make a competitive offer.
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tavastia
Posts: 374
Joined: Tue Mar 08, 2016 1:54 pm

Re: FOLKSAM Car insurance

Post by tavastia » Thu Oct 26, 2017 9:48 am

To note about Lahitapiola that best kasko level does not include "parkkiturva". If your car is damaged by other car while is parked you are not covered. Vandalism insurance covers only if damage is done by people:

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Ilkivaltavakuutus korvaa tahallisesta vahingonteosta aiheutuneita vahinkoja. Ilkivallasta on tehtävä rikosilmoitus. Toisella ajoneuvolla aiheutettua vahinkoa ei korvata ilkivaltavakuutuksesta.


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