Phone contract

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betelgeuse
Posts: 3581
Joined: Thu Aug 29, 2013 1:24 am

Re: Phone contract

Post by betelgeuse » Thu Aug 13, 2020 10:16 pm

toystory wrote:
Thu Aug 13, 2020 7:30 pm
I wish to get a new post paid plan with Telia and want to get a phone on monthly installments. Is there a requirement for foreigners to have a job etc to qualify ?
If you don’t have enough credit history, they will want a deposit. It’s possible to get one without a job.



Re: Phone contract

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rinso
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Joined: Fri Aug 25, 2006 7:22 pm

Re: Phone contract

Post by rinso » Fri Aug 14, 2020 4:39 pm

toystory wrote:
Fri Aug 14, 2020 3:46 pm
betelgeuse wrote:
Thu Aug 13, 2020 10:16 pm
If you don’t have enough credit history, they will want a deposit. It’s possible to get one without a job.
How does one establish credit history in Finland?
Living here long enough (2 y?) and paying your bills on time.

FinlandGirl
Posts: 453
Joined: Sat Nov 09, 2019 10:43 am

Re: Phone contract

Post by FinlandGirl » Fri Aug 14, 2020 5:42 pm

toystory wrote:
Fri Aug 14, 2020 4:45 pm
Also in united states, as a new comer you can establish credit history by buying something from a white goods store like Sears or Bestbuy and open a small line of credit which will then allow positive entries on your credit file each month. Is there anything similar in Finland?
No.
It is also dubious that paying back a small credit you don't need would indicate you will pay back a large credit you do need.
toystory wrote:
Fri Aug 14, 2020 4:45 pm
In Finland however it seems that small things like your train ticket defaults count towards negative too.
If you even fail to pay small things, how could anyone trust you on big things?

betelgeuse
Posts: 3581
Joined: Thu Aug 29, 2013 1:24 am

Re: Phone contract

Post by betelgeuse » Fri Aug 14, 2020 7:18 pm

toystory wrote:
Fri Aug 14, 2020 5:57 pm
FinlandGirl wrote:
Fri Aug 14, 2020 5:42 pm
If you even fail to pay small things, how could anyone trust you on big things?
Let's see, should an unpaid parking fine preclude you from obtaining a home loan? I don' think so. You can have your own reasons for not paying something small, let's say for example, you dispute the parking ticket. It's not a loan, you did not borrow money. That's the way it works in USA and Canada any way.
Unpaid parking fines are not part of credit records because the public sector can take them directly to enforcement without going through the courts. It will be on the enforcement record though (I haven’t heard of mobile phone companies pulling that one).

You must still paid parking fines if you dispute them. You will get refunded if you win.

betelgeuse
Posts: 3581
Joined: Thu Aug 29, 2013 1:24 am

Re: Phone contract

Post by betelgeuse » Fri Aug 14, 2020 7:20 pm

Finland only operates negative history. The best record is empty.

gmarkoma
Posts: 31
Joined: Sat Jun 27, 2020 11:29 pm

Re: Phone contract

Post by gmarkoma » Mon Aug 17, 2020 11:53 am

Could I ask what documents do I need for phone contract? Bank account I assume, passport, and deposit? The bill payment is automatic through bank, right? Could I have two lines under my name, one for my wife?

deepsudeep
Posts: 86
Joined: Fri Oct 19, 2018 8:11 pm

Re: Phone contract

Post by deepsudeep » Mon Aug 17, 2020 1:43 pm

moi.fi you only need social security number

heretostay
Posts: 421
Joined: Sat Apr 08, 2017 12:54 pm

Re: Phone contract

Post by heretostay » Mon Aug 17, 2020 1:44 pm

If you have bank codes then you can order online without any other documents.

betelgeuse
Posts: 3581
Joined: Thu Aug 29, 2013 1:24 am

Re: Phone contract

Post by betelgeuse » Mon Aug 17, 2020 2:36 pm

deepsudeep wrote:
Mon Aug 17, 2020 1:43 pm
moi.fi you only need social security number
It's a personal identity code and the distinction is relevant because you can have one without ever being entitled to social security.
heretostay wrote:
Mon Aug 17, 2020 1:44 pm
If you have bank codes then you can order online without any other documents.
Or any other type of strong online authentication.

gmarkoma
Posts: 31
Joined: Sat Jun 27, 2020 11:29 pm

Re: Phone contract

Post by gmarkoma » Mon Aug 17, 2020 3:18 pm

Thanks for the answers, I have appointment on 26th for my PIN or PIC, I see people using both terms. Then, I will open a bank account and hopefully we can move on.

betelgeuse
Posts: 3581
Joined: Thu Aug 29, 2013 1:24 am

Re: Phone contract

Post by betelgeuse » Mon Aug 17, 2020 7:54 pm

gmarkoma wrote:
Mon Aug 17, 2020 3:18 pm
Thanks for the answers, I have appointment on 26th for my PIN or PIC, I see people using both terms. Then, I will open a bank account and hopefully we can move on.
N for number is wrong because the code is alphanumeric.

gmarkoma
Posts: 31
Joined: Sat Jun 27, 2020 11:29 pm

Re: Phone contract

Post by gmarkoma » Wed Aug 19, 2020 11:31 pm

Thanks. I have a question, in many forms they ask for phone number. I don't have a local one because I would like to take PIC, open bank account and buy a postpaid number. I read that they don't convert anymore prepaid to postpaid with same number. If I take a prepaid number and then I have to change to postpaid number, do I have to declare my phone number to many places/forms again? Is there anywhere online that I declare and it is easy or it is paperwork to declare a new number? Or no need to declare it somewhere if I change my phone number?


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