Intrum Justitia

[mrjimsfc]

Go directly to Jail! Do not pass Go, do not collect $200.00.
Sometimes when you screw up it costs money.
You screwed up, now pay the damn bill!

[Tiwaz]

Out of curiosity OP... When you ordered furniture did you bother to read the terms of contract for cancelling order?

Let me guess... Not. You did this oft mentioned "think" stuff where you "think" that if you cancel and the order is below level which you "think" is limit for collecting payment for cancel there is no bill.

You were wrong. You failed to read terms of deliver etc. Suck it up and pay. That company would not have forwarded this case to IJ if they did not think they had good case.

Before ordering... Read terms of delivery. If you think you understood them, read them again. If you did not understand them, ask someone to explain.

[Pursuivant]

one always needs to read the microscopic print

[eyeonyou]

Out of curiosity OP... When you ordered furniture did you bother to read the terms of contract for cancelling order?

Let me guess... Not. You did this oft mentioned "think" stuff where you "think" that if you cancel and the order is below level which you "think" is limit for collecting payment for cancel there is no bill.

You were wrong. You failed to read terms of deliver etc. Suck it up and pay. That company would not have forwarded this case to IJ if they did not think they had good case.

Before ordering... Read terms of delivery. If you think you understood them, read them again. If you did not understand them, ask someone to explain.

You better open you eyes and read the posts before putting your stupid ideeas here.

I already told that there where no contract signed, so no penalties for cancelling signed by me or told to me, at least.

My queston where simple on this post:
1. costs to go on court
2. what serious company is shame to show their contact persons? If I contact the company I have to talk with company walls? If they have any

And finnaly, I apply all good ideas from posts. And thanks for those. Usually I get 1-2 good ideea and manny stupid comments. Look like some people just try to get in other people life not to give a help.

This Ij is not expensive at all so no loss for me.

[Tiwaz]

You better open you eyes and read the posts before putting your stupid ideeas here.

I already told that there where no contract signed, so no penalties for cancelling signed by me or told to me, at least.

Here you are again idiot doing all that stupid thinking.

If you order something, it is CONTRACT. They do not bring guy in suit with suitcase and present you with paper to be signed in three copies. When you order piece of furniture, you have in essence made contract to purchase.

When they accepted it, there was signed, ratified and binding contract between you and company for delivery of furnitures XXX in exchange of euros YYY. And if you cancel, there is contract breaking fine of ZZZ.

Here is one example of such terms of delivery, which you failed to read and which you did not grasp is actual contract. Actual wording may differ in some cases.
http://www.finpromarketing.fi/en/index.php?id=102520

9 The order contract
An order contract is established between Entre and the client when Entre has received the client’s order and has responded with a confirmation of the order. However, if Entre has approached the client with a written tender, a contract is established when the client accepts the tender in writing.

If the client cancels the order after an order contract has been established, or if the supplier revokes the contract on the basis of the client's non-adherence to the contract, the client is liable to fully compensate Entre for any expenses incurred by the client, such as in the following: space rental, stand design and construction, travel and accommodation, marketing strategy and materials, possible additional subcontracting fees and Entre’s labor.

My queston where simple on this post:
1. costs to go on court

Depends on lawyer and how much stuff costs for the winning party, which most likely is not going to be you.

2. what serious company is shame to show their contact persons? If I contact the company I have to talk with company walls? If they have any

Companies who do not want idiots bothering their employees with screaming "I AM NOT PAYING".
Specially in cases where their area of business is likely to end up with employers doing things that leave some people in very bad state of mind.

[rinso]

@ Tiwaz:
Don't bother. The op has a problem which he neglected for 11 months.
Now he wants advice, but if we tell him he's screwed, he doesn't believe us. He tries to convince us he's right.
He must convince the company, Intrum Justitia or the judge he's right, not us.
(and that is going to be a hell of a job)

[Rick1]

Not expensive? wish I could get 16 percent ROI

I am amazed however how easy it was to get a loan here, even if you are a student you get a loan here (and drive like a maniac where you lose your license) As in america they lend you the world but if the !"#¤% hits the fan nobody's home and companies like IJ clean you out.

[sinikettu]

It is not easy to see why the company who the OP ordered the goods from is taking so much trouble over such a small debt. Or is it all as the OP says?
The OP ordered some goods and then cancelled the order.

I wonder if one went to the manager and politely requested if one could cancel the order would there have been all this agro? If the manager thought he could sell the goods to another customer within a few weeks that is.
Suomi Soffa is not a small back street company they have other outlets..but ..perhaps the goods were part of since closed special offer.

Was the problem/fact that the OP behaved in the same way as on this board.??

Rude...arrogant ..and stubborn, to the extend that the store manager became so pissed off that he decided that no way was he going to be pisssed on by the arrogant foreigner, so he threw the whole thing into the hands of IJ.

So what is the scenario now for the OP.
His credit rating in Finland has taken a big bite and will be very difficult to correct.
He could well get a visit from the bailiffs (not nice to know heavy mob) who will come armed with door opening kits, and with a court order to enter and take possesion of probably something like the TV (approx value of the debt).

[Rick1]

It does not need to be big. IP sends reminders for 5 euro, municipals use them too, (which are easily 25-50 euro in a month or 2). I saw a program about it, one way sad on the other hand we need to pay them too. If it is big you can make a deal with them which costs extra again.

[Upphew]

It is not easy to see why the company who the OP ordered the goods from is taking so much trouble over such a small debt. Or is it all as the OP says?
The OP ordered some goods and then cancelled the order.

I would guess, that this whole thing is not much trouble for the original company, just normal process... and you know how hard it can be to alter the process after it has begun. They probably have outsourced whole process after the initial sale to IJ, which sends first invoice on behalf of original company and after that use their own name as scare tactics.

[Pursuivant]

I already told that there where no contract signed, so no penalties for cancelling signed by me or told to me, at least.

we already told you taht a verbal contract is binding in Finland, and as for what comes to their penalties for cancelling they usually are available - your own problem if you don't read them.

1. costs to go on court

was it 60 or 70 euros to file. of course you need to have the dispute drafted in Finnish... lawyer fees 150 an hour or so. and when you loose you pay the oppomnents legal fees... so I'd say you're chancing about a grand give or take.

2. what serious company is shame to show their contact persons?

they're working in collection, you don't think theres a load of people wanting to go harrass them? they said which department you are assigned to - not necessarily a single person. when you get a bailiff hounding then you get personal service.

[rinso]

If you haven't paid a deposit, you can cancel anything you want if the item doesn't cost so much that it will be worth it for the seller to start legal procedings.

If they sent you a bill for cancellation costs and you don't pay, they can use a collection bureau.
If they have a contract with that bureau, they only pay a percentage of the bill. It's a no loose situation for them.

See:
viewtopic.php?f=3&t=28525
You have been warned a long time ago.

[Alicia]

Intrium Justitia is a big "debt recovery" company. If it has gone that far then it is too far. I have been on the other side and used Intrium to recover for a company I have worked for and they basically rip people to shreads. I don't know what avenue you have, but fix it as quickly as possible. Other debt recovery companies are almost nice compared with this one. I used them once and then ripped up the contract. It was heart breaking to see them work.

I would think that it is best to pay the 140 euros and get out of there! unless you are 100 % in the right. If you are not sure, pay it anyway. I wouldn't mess with them. They read the rules and there are no other options.

You shouldn't have left it so long!!! 11 months is 10 months too long!

HA HA HA !!!
You where funny: "It was heart breaking to see them work" It seems that you live in Wild Wild West

Yes, funny. Ok. Keep laughing. No problems.

[Tiwaz]

Yes, funny. Ok. Keep laughing. No problems.

At the end of the day, those people who were so "badly" treated brought it upon themselves.

Personal responsibility.

There appears to be serious lack of it around. People just refuse to accept that what they do may, and usually have, consequences.

[eyeonyou]

Thanks for your answers!
Some things are not so easy for me.
Bye!