Pension insurance - money return

[jakub]

Hello All,
I have a question related to the pension insurance tax I have been paying for two years while in Finland.
As I moved out to different country is there any option to claim this money back somehow?
I have no idea how does it look like and ask for any kind of help here.
Thanks.
jakub

[jakub]

really? is that the only option? nice
anyway thanks for the info.

[dave071061]

The only country I know of where that is different is Switzerland.

There if you are resident for less than 5 yrs when you leave they pay you the contributions that your company has made to your pension fund,
Your own contribution remains until you retire

[masao]

Cory, you can retire in Finland at 63 years old. If you keep on working after that, until 68 years old,
the pension money goes up.
If you are moving inside EU, then your pension provider in your new country will possibly take care of
your pension money you have paid in Finland once you fulfill the application sheet they have.

t, masao

[jakub]

If you are moving inside EU, then your pension provider in your new country will possibly take care of
your pension money you have paid in Finland once you fulfill the application sheet they have.

t, masao

Thanks for that info

[Adrian42]

If you are moving inside EU, then your pension provider in your new country will possibly take care of
your pension money you have paid in Finland once you fulfill the application sheet they have.

That would be a surprise.

You have a link to relevant legislation or government information?

[masao]

If you are moving inside EU, then your pension provider in your new country will possibly take care of
your pension money you have paid in Finland once you fulfill the application sheet they have.

That would be a surprise.

You have a link to relevant legislation or government information?

Well, my pension money provider here in Finland is Ilmarinen and am getting the money since last October. When they got to know
that I had worked in the UK for three years in the 1990s, they asked me to fulfill the special sheet which they had in their web site.
They promised to do the rest of the work for me to get the pension money from the UK.
Then they found out that you had to be 65 to get the pension in the UK (if female, 60). So Ilmarinen asked me to submit the sheet
once again when the time became appropriate. They also reminded me to take into account that, in the UK, the paper work would take
about six months.
I hope I made it clear.

t, masao

[masao]

It's not only EU states which may have agreements with other EU states.. Canada and Finland has a bilateral agreement which allows time at work in Canada to be added to allowable pension in Finland and vice versa. Who knows what'll happen in 20+ years but for the time being, it's worth always checking to see whether your "other" country has an agreement with Finland.

In my case, to be exact, they are not practically adding anything to the pension money. They send money to me separately. For example, Japan is paying pension money to anyone when you reach 60 and I am getting some money from them, separate from the Ilmarinen's pension, because I had worked in that country for about two years. I had to go to Japan and visit their pension fund office (not private firm as in Finland) by myself and do all the paper work before they started sending me the money.
As lovely Cory says, the asking will solve a lot.
t, masao