Hi!
My windshield got broken and now has a crack of about 30cm (so I guess it is not possible to repair it, but it needs to be replaced)
I have full insurance Laajakasko with Trygg (former name Nordea insurance) and I think the "omavastu" for the windshield is 0€.
My current bonus for the Laajakasko is 85% (so I pay 15% of the "real" full price).
If I claim the windshield replacement from Trygg, any idea on how does it affect the bonus? Does it mean next year my bonus will be 0% and I will have to pay the full price and lose all the bonus?
Any idea on what is the price of a windshield replacement on a Skoda Octavia from 2007?
---
Summarizing: Is it better to pay it myself or to claim if from the insurance?