Hi,
Is there any service (paid or unpaid) to check someone's Financial credit history? Something like does he owe any huge loan or unpaid bill? Or is he bankrupted? Please let me know? Thanks in advance!
How to check someone's Financial credit history
-
- Posts: 4368
- Joined: Thu Aug 29, 2013 1:24 am
Re: How to check someone's Financial credit history
Yes. For example, Asiakastieto ja Bisnode provide such a service. However, checking the credit report is a crime unless you have one of the reasons allowed by law.
https://www.finlex.fi/fi/laki/ajantasa/ ... 0527#L9P42
Re: How to check someone's Financial credit history
Hi,
Basically, I want to check it for myself. I am living and working in Finland since 2002. I was away from Finland for more than 2.5 years (between 2015 and 2018). To avoid paying any extra tax, I removed myself from the Maserati. Now I returned again. When I went to take new sim for myself. They said that they don't find any history about myself. So they can't give me any new connection unless I deposit 300 euro as security money.
I wonder does it mean all my credit history is gone? Please let me know?
Basically, I want to check it for myself. I am living and working in Finland since 2002. I was away from Finland for more than 2.5 years (between 2015 and 2018). To avoid paying any extra tax, I removed myself from the Maserati. Now I returned again. When I went to take new sim for myself. They said that they don't find any history about myself. So they can't give me any new connection unless I deposit 300 euro as security money.
I wonder does it mean all my credit history is gone? Please let me know?
Re: How to check someone's Financial credit history
Maybe you should choose some other ISP for sim... If you have a credit/debit/electron card, just order sim from "Moi"
https://www.moi.fi/ It would be an easiest way... But I believe, that some other company will give a sim without nagging too...
(Saunalahti) Elisa, telia, moi, dna....
Re: How to check someone's Financial credit history
Hi,
Thanks for the information. I already solved my new sim issue. But I might face the similar problem with other services. So I must know my credit history or what happened when I move out of Finland and moved in. I think many people have done this earlier. Please let me know does it really wipes all my previous history in Finland?
Thanks for the information. I already solved my new sim issue. But I might face the similar problem with other services. So I must know my credit history or what happened when I move out of Finland and moved in. I think many people have done this earlier. Please let me know does it really wipes all my previous history in Finland?
Re: How to check someone's Financial credit history
No, there is not, if you paid all your bills...madsum wrote: ↑Fri Aug 10, 2018 12:14 pmHi,
Thanks for the information. I already solved my new sim issue. But I might face the similar problem with other services. So I must know my credit history or what happened when I move out of Finland and moved in. I think many people have done this earlier. Please let me know does it really wipes all my previous history in Finland?
And if you haven't finn ID, then you are not registered to finnish credit companys either... Like bissnode and suomen asiakaspalvelu, which keep information about unpaid bills and clear credit history... Unless, if you have unpaid bills, they maid keep that information, even you are not registered to finland anymore.
Re: How to check someone's Financial credit history
If you have a finnish ID you can login to asiakastieto by yourself, pay check price and you will see everything.
Last edited by jarikaija on Fri Aug 10, 2018 12:32 pm, edited 1 time in total.
Re: How to check someone's Financial credit history
Thanks a lot for the helpful information. But I always had Finnish social security ID and Finnish bank account active. So even though I unregister myself from the Finnish population system, it should not wipe my credit history. Any idea how to restore it so that I won't face the similar problem again. Btw, I have Finnish citizenship as well.
Re: How to check someone's Financial credit history
Just check if some problems.... https://www.asiakastieto.fi/omatieto/fi ... omatietonimadsum wrote: ↑Fri Aug 10, 2018 12:31 pmThanks a lot for the helpful information. But I always had Finnish social security ID and Finnish bank account active. So even though I unregister myself from the Finnish population system, it should not wipe my credit history. Any idea how to restore it so that I won't face the similar problem again. Btw, I have Finnish citizenship as well.
-
- Posts: 4368
- Joined: Thu Aug 29, 2013 1:24 am
Re: How to check someone's Financial credit history
Finland only operates negative credit history. You are confusing things with a positive credit history database. Because there's only a negative database, you are usually not credit worthy until you have been resident for a couple years.madsum wrote: ↑Fri Aug 10, 2018 12:31 pmThanks a lot for the helpful information. But I always had Finnish social security ID and Finnish bank account active. So even though I unregister myself from the Finnish population system, it should not wipe my credit history. Any idea how to restore it so that I won't face the similar problem again. Btw, I have Finnish citizenship as well.
Re: How to check someone's Financial credit history
Hi,
I want to find out is there anything negative in my credit history? As I mentioned I lived in Finland since 2002 and also got citizenship. But I was away from Finland for 2.5 years. When I returned to Finland, I found that various company doesn't find my information from the system. So they can't provide their service.
As you have mentioned Finland only operates on the negative credit history. S0 I believe www.asiakastieto.fi checks only negative credit. If not how can check my negative credit history? Please let me the service provider name. Thanks!
I want to find out is there anything negative in my credit history? As I mentioned I lived in Finland since 2002 and also got citizenship. But I was away from Finland for 2.5 years. When I returned to Finland, I found that various company doesn't find my information from the system. So they can't provide their service.
As you have mentioned Finland only operates on the negative credit history. S0 I believe www.asiakastieto.fi checks only negative credit. If not how can check my negative credit history? Please let me the service provider name. Thanks!
Re: How to check someone's Financial credit history
Don't you understand?????? GO TO CHECK THOSE POSSIBLE NEGATIVE INFORMATION BY www.asiakastieto.fimadsum wrote: ↑Sun Aug 12, 2018 12:27 pmHi,
I want to find out is there anything negative in my credit history? As I mentioned I lived in Finland since 2002 and also got citizenship. But I was away from Finland for 2.5 years. When I returned to Finland, I found that various company doesn't find my information from the system. So they can't provide their service.
As you have mentioned Finland only operates on the negative credit history. S0 I believe www.asiakastieto.fi checks only negative credit. If not how can check my negative credit history? Please let me the service provider name. Thanks!
Can't be so hard...
Re: How to check someone's Financial credit history
not a good idea to remove yourself from the Maserati, you should have removed yourself from a Lamborghini, its a car that keep its value much better in the long termmadsum wrote: ↑Fri Aug 10, 2018 11:27 amHi,
Basically, I want to check it for myself. I am living and working in Finland since 2002. I was away from Finland for more than 2.5 years (between 2015 and 2018). To avoid paying any extra tax, I removed myself from the Maserati. Now I returned again. When I went to take new sim for myself. They said that they don't find any history about myself. So they can't give me any new connection unless I deposit 300 euro as security money.
I wonder does it mean all my credit history is gone? Please let me know?