Money fraud
-
- Posts: 23
- Joined: Wed Oct 11, 2017 4:50 pm
Money fraud
Dear Friends,
One of my friend had given one woman some money for her medical treatment. He made online money transfer to help her. But now that woman is just avoiding him to pay back his money. After asking many times to her, she threatened my friend that she will complaint to police. He is not Finnish & he wants to know how he can get back his money?
He has his bank statement in which it can be seen that he has transferred money to woman's account. Also he has met her & he knows where she lives. Are these sufficient evidences?
Thanks a lot for help!!
One of my friend had given one woman some money for her medical treatment. He made online money transfer to help her. But now that woman is just avoiding him to pay back his money. After asking many times to her, she threatened my friend that she will complaint to police. He is not Finnish & he wants to know how he can get back his money?
He has his bank statement in which it can be seen that he has transferred money to woman's account. Also he has met her & he knows where she lives. Are these sufficient evidences?
Thanks a lot for help!!
-
- Posts: 4381
- Joined: Thu Aug 29, 2013 1:24 am
Re: Money fraud
Was it supposed to be a loan or a gift? A loan would have to be collected through the courts. However, the friend should check collection records (ulosottotodistus). It's likely that the woman is officially without assets and then can't be collected from. Loaning money without the intention of paying back is worth reporting to the police as likely fraud.DrStrange1990 wrote: ↑Mon Mar 11, 2019 4:30 pmOne of my friend had given one woman some money for her medical treatment. He made online money transfer to help her. But now that woman is just avoiding him to pay back his money. After asking many times to her, she threatened my friend that she will complaint to police. He is not Finnish & he wants to know how he can get back his money?
He has his bank statement in which it can be seen that he has transferred money to woman's account. Also he has met her & he knows where she lives. Are these sufficient evidences?
Re: Money fraud
Do you have evidence it was a loan? Otherwise you'll end up in a he said, she said situation.Was it supposed to be a loan or a gift?
If he is (electronically) stalking her, she might have a point. If he has prove of the loan, he should go to the police.After asking many times to her, she threatened my friend that she will complaint to police.
-
- Posts: 23
- Joined: Wed Oct 11, 2017 4:50 pm
Re: Money fraud
It was not a loan or a gift. He helped her in emergency situation after she promised him to pay back the money. But now she is totally avoiding him as she said she doesn't have money to pay back.betelgeuse wrote: ↑Mon Mar 11, 2019 9:52 pmWas it supposed to be a loan or a gift? A loan would have to be collected through the courts. However, the friend should check collection records (ulosottotodistus). It's likely that the woman is officially without assets and then can't be collected from. Loaning money without the intention of paying back is worth reporting to the police as likely fraud.DrStrange1990 wrote: ↑Mon Mar 11, 2019 4:30 pmOne of my friend had given one woman some money for her medical treatment. He made online money transfer to help her. But now that woman is just avoiding him to pay back his money. After asking many times to her, she threatened my friend that she will complaint to police. He is not Finnish & he wants to know how he can get back his money?
He has his bank statement in which it can be seen that he has transferred money to woman's account. Also he has met her & he knows where she lives. Are these sufficient evidences?
-
- Posts: 23
- Joined: Wed Oct 11, 2017 4:50 pm
Re: Money fraud
As in evidence, he just has bank transfer record. And some chat with her on whatsapp about conversation happened between him & her in which she has promised to return him money.rinso wrote: ↑Tue Mar 12, 2019 7:04 amDo you have evidence it was a loan? Otherwise you'll end up in a he said, she said situation.Was it supposed to be a loan or a gift?If he is (electronically) stalking her, she might have a point. If he has prove of the loan, he should go to the police.After asking many times to her, she threatened my friend that she will complaint to police.
Re: Money fraud
A promise without further conditions is rather weak. She can still claim she will pay it back when she has enough money. The fact that she needed money for a medical treatment suggests that she is permanently low on funds. (Kela will cover most of the medical costs) Not a hopeful sign.And some chat with her on whatsapp about conversation happened between him & her in which she has promised to return him money.
Re: Money fraud
No interest loan with no end date... good luck collecting.DrStrange1990 wrote: ↑Tue Mar 12, 2019 8:40 amAs in evidence, he just has bank transfer record. And some chat with her on whatsapp about conversation happened between him & her in which she has promised to return him money.
http://google.com http://translate.google.com http://urbandictionary.com
Visa is for visiting, Residence Permit for residing.
Visa is for visiting, Residence Permit for residing.
-
- Posts: 23
- Joined: Wed Oct 11, 2017 4:50 pm
Re: Money fraud
Thanks for advicerinso wrote: ↑Tue Mar 12, 2019 10:37 amA promise without further conditions is rather weak. She can still claim she will pay it back when she has enough money. The fact that she needed money for a medical treatment suggests that she is permanently low on funds. (Kela will cover most of the medical costs) Not a hopeful sign.And some chat with her on whatsapp about conversation happened between him & her in which she has promised to return him money.
-
- Posts: 23
- Joined: Wed Oct 11, 2017 4:50 pm
Re: Money fraud
Thanks for adviceUpphew wrote: ↑Tue Mar 12, 2019 12:32 pmNo interest loan with no end date... good luck collecting.DrStrange1990 wrote: ↑Tue Mar 12, 2019 8:40 amAs in evidence, he just has bank transfer record. And some chat with her on whatsapp about conversation happened between him & her in which she has promised to return him money.
- network_engineer
- Posts: 858
- Joined: Wed Nov 26, 2003 10:21 am
Re: Money fraud
Every money transfer is of a certain type, I am not the best at this, but e.g. for legitimate cases, it could be
- a payment (in lieu of a service, including a salary)
- loan (against a promise of a payback)
- gift (without an explicit desire to get it back, or devoid of fiscal gain or intent)
- blackmail, extortion or similar
That promise to pay back, hopefully in text format means it is a "loan".DrStrange1990 wrote: ↑Tue Mar 12, 2019 8:37 amHe helped her in emergency situation after she promised him to pay back the money.
So, if you have
- the evidences of transfer, e.g. the bank transfer
- with requests for the money back (email, text messages etc) to prove your intent that it was a loan
- any message, from her (doesn't matter Facebook messenger, WhatsApp) whatever that shows *her* intent to pay it back
Yes, there could be a thin line there; however, if the creditor is demanding money back, that would not necessarily be considered stalking unless you are also inter-twining personal issues in there (such as love). If you have evidence that it was a loan (as stated above), file a case. Else, you could also be charged for stalking e.g. if you gave the money, there is evidence of transfer, but no evidence of the transfer being a loan, it could be understood e.g. a payment against a service, e.g. she cleaned your car. That raises a whole lot of other problems.
Which is why most are advising you to take a legal route out.
Re: Money fraud
All stuff that has been gone through court can be collected by ulosottovirasto, for a fee of course. Some things can be collected without the court, eg. fines, hospital bills.network_engineer wrote: ↑Tue Mar 12, 2019 12:57 pmTry calling the ulosottovirasto. The only thing I am unsure is IF personal loans are also covered for their assistance, or do you have to be a company.
http://google.com http://translate.google.com http://urbandictionary.com
Visa is for visiting, Residence Permit for residing.
Visa is for visiting, Residence Permit for residing.
-
- Posts: 4381
- Joined: Thu Aug 29, 2013 1:24 am
Re: Money fraud
No due date is not a problem. When there is no due date, payment can be demanded within 30 days.Upphew wrote: ↑Tue Mar 12, 2019 12:32 pmNo interest loan with no end date... good luck collecting.DrStrange1990 wrote: ↑Tue Mar 12, 2019 8:40 amAs in evidence, he just has bank transfer record. And some chat with her on whatsapp about conversation happened between him & her in which she has promised to return him money.
https://www.minilex.fi/a/velkakirja-ilman-eräpäivää
Re: Money fraud
Every day you learn something new... thanks!betelgeuse wrote: ↑Tue Mar 12, 2019 11:15 pmNo due date is not a problem. When there is no due date, payment can be demanded within 30 days.Upphew wrote: ↑Tue Mar 12, 2019 12:32 pmNo interest loan with no end date... good luck collecting.DrStrange1990 wrote: ↑Tue Mar 12, 2019 8:40 amAs in evidence, he just has bank transfer record. And some chat with her on whatsapp about conversation happened between him & her in which she has promised to return him money.
https://www.minilex.fi/a/velkakirja-ilman-eräpäivää
http://google.com http://translate.google.com http://urbandictionary.com
Visa is for visiting, Residence Permit for residing.
Visa is for visiting, Residence Permit for residing.