Banks and opening bank account procedure

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gmarkoma
Posts: 43
Joined: Sat Jun 27, 2020 11:29 pm

Banks and opening bank account procedure

Post by gmarkoma » Mon Aug 31, 2020 2:38 pm

Hi,

I booked an appointment with Nordea for a bank account. When I went there they did photocopy my documents and they told me someone will call me in up to 2 weeks to ask information and then I will go back to sign. Is this the normal procedure? So for example, max 2 weeks this one and then maybe 1-2 weeks wait for a debit card to arrive? Does somebody know why this happens, it is related to COVID-19?

Thanks,
George



Banks and opening bank account procedure

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Y77
Posts: 234
Joined: Mon Jan 09, 2012 10:52 am

Re: Banks and opening bank account procedure

Post by Y77 » Tue Sep 01, 2020 10:52 am

It was many years ago since I opened my account with S-pankki, cannot remember the procedure...if you don't need an account that begins with FI you could open an euro account with N26, quickly online and 100% free, you'll get your debit card delivered at home in less than a week.

gmarkoma
Posts: 43
Joined: Sat Jun 27, 2020 11:29 pm

Re: Banks and opening bank account procedure

Post by gmarkoma » Wed Sep 02, 2020 9:49 am

Y77 wrote:
Tue Sep 01, 2020 10:52 am
It was many years ago since I opened my account with S-pankki, cannot remember the procedure...if you don't need an account that begins with FI you could open an euro account with N26, quickly online and 100% free, you'll get your debit card delivered at home in less than a week.
Thanks for the answer, so I assume you have tried the card and you have no issues, right?

betelgeuse
Posts: 4353
Joined: Thu Aug 29, 2013 1:24 am

Re: Banks and opening bank account procedure

Post by betelgeuse » Wed Sep 02, 2020 10:44 am

gmarkoma wrote:
Wed Sep 02, 2020 9:49 am
Y77 wrote:
Tue Sep 01, 2020 10:52 am
It was many years ago since I opened my account with S-pankki, cannot remember the procedure...if you don't need an account that begins with FI you could open an euro account with N26, quickly online and 100% free, you'll get your debit card delivered at home in less than a week.
Thanks for the answer, so I assume you have tried the card and you have no issues, right?
It’s a Mastercard so works like any other similar debit card from the merchant’s perspective.

gmarkoma
Posts: 43
Joined: Sat Jun 27, 2020 11:29 pm

Re: Banks and opening bank account procedure

Post by gmarkoma » Wed Sep 02, 2020 10:51 am

Thanks!

Y77
Posts: 234
Joined: Mon Jan 09, 2012 10:52 am

Re: Banks and opening bank account procedure

Post by Y77 » Wed Sep 02, 2020 2:28 pm

gmarkoma wrote:
Wed Sep 02, 2020 9:49 am
Y77 wrote:
Tue Sep 01, 2020 10:52 am
It was many years ago since I opened my account with S-pankki, cannot remember the procedure...if you don't need an account that begins with FI you could open an euro account with N26, quickly online and 100% free, you'll get your debit card delivered at home in less than a week.
Thanks for the answer, so I assume you have tried the card and you have no issues, right?
yes it works fine, no problems at all

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agroot
Posts: 578
Joined: Sat Dec 22, 2018 5:04 pm

Re: Banks and opening bank account procedure

Post by agroot » Fri Sep 04, 2020 12:11 am

gmarkoma wrote:
Mon Aug 31, 2020 2:38 pm
Hi,

I booked an appointment with Nordea for a bank account. When I went there they did photocopy my documents and they told me someone will call me in up to 2 weeks to ask information and then I will go back to sign. Is this the normal procedure? So for example, max 2 weeks this one and then maybe 1-2 weeks wait for a debit card to arrive? Does somebody know why this happens, it is related to COVID-19?
It's worth the waiting. You need a Finnish bank account to link to your ID in order to use some of online services, such as MyTax and customs declaration.

betelgeuse
Posts: 4353
Joined: Thu Aug 29, 2013 1:24 am

Re: Banks and opening bank account procedure

Post by betelgeuse » Fri Sep 04, 2020 12:40 am

agroot wrote:
Fri Sep 04, 2020 12:11 am
gmarkoma wrote:
Mon Aug 31, 2020 2:38 pm
Hi,

I booked an appointment with Nordea for a bank account. When I went there they did photocopy my documents and they told me someone will call me in up to 2 weeks to ask information and then I will go back to sign. Is this the normal procedure? So for example, max 2 weeks this one and then maybe 1-2 weeks wait for a debit card to arrive? Does somebody know why this happens, it is related to COVID-19?
It's worth the waiting. You need a Finnish bank account to link to your ID in order to use some of online services, such as MyTax and customs declaration.
Can be done through a mobile operator / SIM card as well.

gmarkoma
Posts: 43
Joined: Sat Jun 27, 2020 11:29 pm

Re: Banks and opening bank account procedure

Post by gmarkoma » Fri Sep 04, 2020 7:23 am

Yes, I will wait for bank account but I would need an IBAN to get paid this month. I opened N26 bank account and waiting for the card.


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