Buy-to-let Apartment and Rental Income

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mm_suomi
Posts: 13
Joined: Sat Dec 02, 2017 6:29 pm

Buy-to-let Apartment and Rental Income

Post by mm_suomi » Mon Apr 18, 2022 12:03 pm

Hi,
I am wondering if someone has buy-to-let experience in Finland. Questions in my mind are,
- Is it better to buy the property in one's own name or buy it in the name of a company? Tax matters are easier if the property/apartment is bought in the name of company?
- Does rental income impact your any possible kela's unemployment benefits?
- How is buy-to-let market in Finland from investment point-of-view? Any personal experiences?

Thanks!



Buy-to-let Apartment and Rental Income

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Y77
Posts: 234
Joined: Mon Jan 09, 2012 10:52 am

Re: Buy-to-let Apartment and Rental Income

Post by Y77 » Sun Apr 24, 2022 1:42 pm

It is not a good idea, especially in these market conditions. If you really want to invest in brick and mortar I suggest you the same as I did : invest in an asuntorahasto, for example with s-pankki, it provides between 5 and 8% a year return, no problems with non paying tenants and all the problems related with owning a property. I have both an yksiö and asuntorasto and I wish I only had invested in the rahasto, big time.


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