How To Monitor Your Credit Report?

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ethan951753
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Joined: Sat Jul 16, 2022 4:21 pm

How To Monitor Your Credit Report?

Post by ethan951753 » Thu Sep 29, 2022 3:17 pm

How To Monitor Your Credit Report?



How To Monitor Your Credit Report?

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Upphew
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Re: How To Monitor Your Credit Report?

Post by Upphew » Fri Sep 30, 2022 8:41 am

ethan951753 wrote:
Thu Sep 29, 2022 3:17 pm
How To Monitor Your Credit Report?
Pay your bills and fines and you won't have one in Finland, yet.
In future: https://www.vero.fi/en/positivecreditre ... -register/
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network_engineer
Posts: 825
Joined: Wed Nov 26, 2003 10:21 am

Re: How To Monitor Your Credit Report?

Post by network_engineer » Fri Sep 30, 2022 10:58 am

Aaaand, until then

https://www.asiakastieto.fi/web/en/

It is a score that shows credit worthiness, used by most lenders.

What I see is that it is a lag indicator, not a lead indicator :: meaning?

Meaning that it shows if the customer has previously paid back their loans or if they have a mark against their credit worthiness.

It does not show payback capability NOR a load capability, e.g. if you have no previous records, it will give a positive outlook, and thus a person with a low-payback capability could potentially borrow beyond what they can pay back.


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