Does Finland want it's people to come back?

[interleukin]

Hmm, I guess it depends on what company you ask. I also think there´s a difference between being a Finnish citizen who has actually moved back (=registered at the Magistrate), vs a Finn who is trying to arrange things from abroad (=is not in the computer).

When I moved to Finland, I had to pay a deposit to get a phone contract (I´m Nordic so I was in the computer as a permanent resident), and when my Finnish husband moved here a few months later (after ca 10 years abroad), he didn´t have to pay a deposit. We didn´t try to get loans or a bunch of things on credit the first months, so I can´t say if we could have gotten it or not.

Also, if you have a pre-existing relationship with a company (eg. bank accounts since before you moved), I´m sure that would make gaining back trust much easier when moving back.

[Australialainen]

That sounds really strange.

I'm a Finnish citizen, lived abroad for 14 years but had no problem buying a car and getting it insured within days of arriving back here. We're with Osuuspankki.

Getting a mortgage and credit cards was also hassle free even with my husbands income coming from abroad, with OP again.

The only company that wanted a deposit was Elisa for the broadband.

I wonder what the difference is then. Were you in the EU? We have been in Australia.

[Australialainen]

roger_roger, it was through Pop and it was just insurance, not installments. We paid cash for the car. I thought it was pretty strange too.