PLEASE ADVICE! - IT JOB POSSIBLE?

[DMC]

> Just because you are lucky doenst mean others are

If I happened to get a job once, it could be luck. Multiple times, it is not luck. If I know others who do the same thing, it is not luck.


> I dont care about the opportunities in a young EU country

So why did you raise the issue? It was you who wrote "In Suomi!!!! as compared to where this person(s) is/are coming from.".


> its better he faces the reality of not getting any responses from many employers

As I pointed out before, sending off mass mailings of his CV may not get responses, but I generally have received responses to well-researched and relevant applications.


> Hmmm I really wonder what you know about forestry workers in Finland and their history

Not much, but that isn't the point. You were impling that, because I personally know few foreigners in Finnish IT management positions, there are few in general. I was pointing out that by the same logic I could conclude that because I personally know few Finnish forestry workers there are few forestry workers in Finland. Surely you can see the fallacy in that arguement?


> I am trying to paint a realistic picture from my perspective on helping to find an IT manager's job for cristina_b's husband...

And I am doing the same thing, but there is a big difference. My realistic picture is based on my actual, personal experience. You post about what you believe a hypothetical Jukka would do in a hypothetical situation.

[shrecher]

shrecher wrote:
"2.9 net is about 4.3 brut. It is average salary for PjM in Helsinki in a large IT company. It is sufficient for basic live"

What are the fees that an employee must pay in Finland?

* Tax is about 35%.
* Electricity 30 E/mo, for condo
* public transport 90 E/mo (HKI, Espoo)
* if you have car, 50 E/mo for 400 Km driving
* maintenance for car 200-500 E/year
* internet 25 E/mo
* water fee 10 E/mo per person
* rent appartment 900 E/mo
* kindergarden 200 E/mo, (school free!)

When you are talking about "basic life" what do you mean?

Average salary in Finland is 2.0 K per mo, if two in a couple both employed they roughly got the same as you, but they pay a bit less tax. It means you'll have the same life level as average family in Finland:

- car under 18K
- 2 rooms apartments
- expenses for grossery under 30 Eur a day. We usually spend 40 E, 3 persons.
- once a year holiday trip


Finland is not for money, but for relax.

[shrecher]

shrecher wrote:
"2.9 net is about 4.3 brut. It is average salary for PjM in Helsinki in a large IT company. It is sufficient for basic live"

What are the fees that an employee must pay in Finland?

* Tax is about 35%.
* Electricity 30 E/mo, for condo
* public transport 90 E/mo (HKI, Espoo)
* if you have car, 50 E/mo for 400 Km driving
* maintenance for car 200-500 E/year
* internet 25 E/mo
* water fee 10 E/mo per person
* rent appartment 900 E/mo
* kindergarden 200 E/mo, (school free!)

When you are talking about "basic life" what do you mean?

Average salary in Finland is 2.0 K per mo, if two in a couple both employed they roughly got the same as you, but they pay a bit less tax. It means you'll have the same life level as average family in Finland:

- car under 18K
- 2 rooms apartments
- expenses for grossery under 30 Eur a day. We usually spend 40 E, 3 persons.
- once a year holiday trip


Finland is not for money, but for relax.

[rinso]

> I am trying to paint a realistic picture from my perspective on helping to find an IT manager's job for cristina_b's husband...

And I am doing the same thing, but there is a big difference. My realistic picture is based on my actual, personal experience. You post about what you believe a hypothetical Jukka would do in a hypothetical situation.

How come that you are the only one with positive experiences, while many others in this forum just have the opposite (realistic) experiences?

You had some good advice how to approach the job market, but it is not a sure bet for most people. They have to realize there is always competition. Without Finnish skills they have a disadvantage which they have to (over) compensate in other fields. For most people it is going to be difficult. Don't tell them it probably will be easy. You won't help them in that way.

[sinikala]

My salary would be around 2900 euro net. I'm not sure that it is enough for 2 persons.
SNIP
It' a net income. The brut salary is around 4000 euro.

€2900 net should be enough for two people to live on.

€1100 tax = 27.5% = very low. I earn a similar wage brutto... I do not get close to €2900 net.

I suspect that your percentage is low because in 2007 you will earn (and pay tax) for just 3 months, so the total amount you will earn in 2007 is rather low and you will be taxed accordingly.

You might check what will be your tax percentage in 2008.

[Karhunkoski]

Average salary in Finland is 2.0 K per mo

And just which particular bit of thin air did you manage to pluck that figure from?

[Karhunkoski]

My salary would be around 2900 euro net. I'm not sure that it is enough for 2 persons.
SNIP
It' a net income. The brut salary is around 4000 euro.

€2900 net should be enough for two people to live on.

€1100 tax = 27.5% = very low. I earn a similar wage brutto... I do not get close to €2900 net.

I suspect that your percentage is low because in 2007 you will earn (and pay tax) for just 3 months, so the total amount you will earn in 2007 is rather low and you will be taxed accordingly.

You might check what will be your tax percentage in 2008.

Calculation of tax percentage

Total annual taxes 14 089,89


Need for tax for the rest of the year =
14 089,89


Future income 48 000,00


Tax percentages for the rest of the year:
BASIC PERCENTAGE 29,5

ADDITIONAL PERCENTAGE 41,5

Looks like 2825 euro/ month to hand, so not far off the ball-park figure of 2900.

[raamv]

Average salary in Finland is 2.0 K per mo

And just which particular bit of thin air did you manage to pluck that figure from?

I got reset when posting the links from " Guide to foreigners working in Finland" 2004 mol.fi and the same guide but written in 2002.
The guides in 2002 quote 2100€ p.m as aqve. in 2004 the figure rose to 2200€p.m and also gives ave per men and women p.m salary..

[sinikala]

Calculation of tax percentage

Total annual taxes 14 089,89


Need for tax for the rest of the year =
14 089,89


Future income 48 000,00


Tax percentages for the rest of the year:
BASIC PERCENTAGE 29,5

ADDITIONAL PERCENTAGE 41,5

Looks like 2825 euro/ month to hand, so not far off the ball-park figure of 2900.

€75 per month is €900 per year... that is a substantial figure in my books.

Also it depends where you live ... e.g. I pay more tax than people in Helsinki... second e.g. Vantaa is 1% higher with a basic %age of 30,5 and would result in €2790 per month, or 3.8% less than negotiated.

€110 per month = €1330 less per year = not pin money.

If there are two of them living on one salary then €1330 may mean the difference between having or not having a holiday in 2008.

[cristina_b]

Tax percentages for the rest of the year:
BASIC PERCENTAGE 29,5

ADDITIONAL PERCENTAGE 41,5


What is the ADDITIONAL PERCENTAGE ?

[sinikala]

Tax percentages for the rest of the year:
BASIC PERCENTAGE 29,5

ADDITIONAL PERCENTAGE 41,5


What is the ADDITIONAL PERCENTAGE ?

Anything you earn above the quoted €48000 in 2008 year will be taxed at 41,5%.

E.g. if you get a performance bonus... it will be taxed at 41,5%.

You may get some of it back later (e.g. end 2009), or if you earn a huge amount you may end up owing something more.

[raamv]

Also, your tax percentage is currently quoted by the authority "Assuming" that you are going to live in Helsinki. In espoo its 0.5% higher and in Vantaa its 1% higher..
The best way to reduce those % is to buy real estate if you are planning to work here for long-term..( but that is a whole different ball game as it involves loans, guarantees, credit history etc etc..which could be easily another 3-4 threads long)

[Karhunkoski]

Calculation of tax percentage

Total annual taxes 14 089,89


Need for tax for the rest of the year =
14 089,89


Future income 48 000,00


Tax percentages for the rest of the year:
BASIC PERCENTAGE 29,5

ADDITIONAL PERCENTAGE 41,5

Looks like 2825 euro/ month to hand, so not far off the ball-park figure of 2900.

€75 per month is €900 per year... that is a substantial figure in my books.

Also it depends where you live ... e.g. I pay more tax than people in Helsinki... second e.g. Vantaa is 1% higher with a basic %age of 30,5 and would result in €2790 per month, or 3.8% less than negotiated.

€110 per month = €1330 less per year = not pin money.

If there are two of them living on one salary then €1330 may mean the difference between having or not having a holiday in 2008.

I don't disagree, however if you look back to her original posting, you'll see that the salary was stated at "around" 4000 gross and that she expects to get "around" 2900.

But fishy, when you posted this

I do not get close to €2900 net.

I honestly expected you were suggesting you were taking home SUBSTANTIALLY less in your hand on the same salary.

I still suggest that her guess of "around 2900" was only 2.5% away from the actual figure, so I stick by my words,

Looks like 2825 euro/ month to hand, so not far off the ball-park figure of 2900.

The "only working for 3 months of the year" wasn't the correct assumption.

[Karhunkoski]

Average salary in Finland is 2.0 K per mo

And just which particular bit of thin air did you manage to pluck that figure from?

I got reset when posting the links from " Guide to foreigners working in Finland" 2004 mol.fi and the same guide but written in 2002.
The guides in 2002 quote 2100€ p.m as aqve. in 2004 the figure rose to 2200€p.m and also gives ave per men and women p.m salary..

Yes, this is the problem, old stats.

There some here from 2005, average salary at 2555

http://www.stat.fi/tup/suoluk/suoluk_palkat_en.html


and I've heard a semi-official figure of 2700/month for 2006.

Either way, it's much higher that what people are quoting. Perhaps Fishy could transpose the figure into holidays?

[cristina_b]

Guys, you really lost me for ever )
I don't understand any more anything.
How much I get NET, in my hand, if I have a gross salary of 4000 euro?