PeterF, you forgot numbers 4 & 5;
4. Culture shock moving in.
5. Reverse culture shock visiting "back home".
For someone from (atleast the vicinity) of NYC the culture shock is slightly less than for some bright-eyed midwesterner if you move for example to Helsinki. I mean people from NYC are used to:
- everything costing a lot (Helsinki is maybe only 25% more)
- using public transport
- not understanding **** from announcements on the subway
- people being "rude"
- gasoline & parking actually costing (hey, its 1,12-1,15/liter, thats $5 a gallon)
The only drawbacks might be agoraphobia as the population density isn't as much.
Then again if someone moves a little east of Nowheremäki might as well move into Alaska and try out the climate in a cabin somewhere 100 miles from anywhere...
There is a book: "Culture Shock! Finland: A Guide to Customs and Etiquette (Culture Shock! Guides)
by Deborah Swallow " I suggest you dawdle to a Barnes& Noble or then amazon it. If you want to read something online go to
http://virtual.finland.fi/ ...that covers the basics.