Nordea - Overdrafts

jwoods · Post by **jwoods** » Fri Jul 18, 2008 11:57 am

Hello!

Anyone have any experience is using overdrafts at Nordea?

Just found out that my next pay-day wont be until 28th August!!! We got paid twice in early July for 'historical reasons'.

Do you have to apply for the overdraft, are the rates reasonable?

Thanks!!!

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mCowboy · Post by **mCowboy** » Fri Jul 18, 2008 12:08 pm

There's no overdrafts like in the UK. What you can do is have a credit card with credit option, instead of paying it fully every month. Just look up Mastercard info on Nordea's website.

debonaire · Post by **debonaire** » Fri Jul 18, 2008 1:57 pm

jwoods wrote:Hello!

Anyone have any experience is using overdrafts at Nordea?

Just found out that my next pay-day wont be until 28th August!!! We got paid twice in early July for 'historical reasons'.

Do you have to apply for the overdraft, are the rates reasonable?

Thanks!!!

Well there is...you don't have to apply for any card....if you have an account in Nordea just visit the branch and ask for o.d...currently they have a credit facility for 200-500 euros...i have used it before when i needed it...don't really remember about the rates..you can pay it off next month or whenever you want...you will have to pay around 3-5 euros every month till you pay it off...

Pursuivant · Post by **Pursuivant** » Fri Jul 18, 2008 2:01 pm

if you dont have money in your account your card won't work

odon · Post by **odon** » Fri Jul 18, 2008 3:33 pm

the banks have "juostoluotto" hope i got that right with lending rates around 9% +prime, u should walk into your branch and ask the options.....they can forward this immediately and then u payback in small amouts....

no loan is as good as your own money saved !!lol

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