Buying a second hand car + insurance etc .

johngibbons6155 · Post by **johngibbons6155** » Sat Sep 06, 2008 8:41 am

I was thinking of buying a second hand car soon, preferably something cheap and was just wondering how much i would be expected to pay for one?

The price seems to be about double over here compared to Ireland, is there any reason for this ? or is that just the way the market is over here?

My last car in Ireland was a Volvo, so i think i would like to get one again.

Also, would insurance be more expensive because i`m Irish?

Cheers,

John

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Rick1 · Post by **Rick1** » Sat Sep 06, 2008 9:23 am

If you buy something cheap you need the obligatory insurance only (not kasko). To my knowledge they do not like to give bonus on that one, except when you have evidence from Ireland that you had bonus there. Well I think good volvo's are popular here too so might keep your eyes open for other brands if you want a cheap and good one. Cars are not the only thing expensive here

The only way is to import but forget about that if you want a cheap one (difference gets smaller all the time and you do not have any history, try to get one from one or max. two owners).

Cloudberry · Post by **Cloudberry** » Sat Sep 06, 2008 9:49 am

johngibbons6155 wrote:I was thinking of buying a second hand car soon, preferably something cheap and was just wondering how much i would be expected to pay for one?

The price seems to be about double over here compared to Ireland, is there any reason for this ? or is that just the way the market is over here?

My last car in Ireland was a Volvo, so i think i would like to get one again.

Also, would insurance be more expensive because i`m Irish?

Cheers,

John

Do you mean like comprehensive insurance (ie against theft, damage etc)?

Rick1 · Post by **Rick1** » Sat Sep 06, 2008 9:57 am

He said cheap car (so at least 5 year old I guess) Normal people do not buy kasko insurance (you get money when it is your fault or when it is stolen etc.) for these cars (too expensive for what you get).

Pursuivant · Post by **Pursuivant** » Sat Sep 06, 2008 2:32 pm

OK, theres mandatory traffic you have to have, which depends on the size of the car, your age, where you live etc... then there is full-kasko thats for new cars that basically covers if someone farts next to the car and it needs to get washed. for older cars its silly to get, but what you get is a part-kasko that covers moose-theft-fire-collision usually. my car has mandatory traffic for abt 380 a year and then the moose-theft-fire for was it 80 euros per year.

anyone who does not have moose-fire-theft-collision is an idiot who should take the bus... same brand of creatures who don't belong to an unemployment fund nor have a homeowners insurance...

Pursuivant · Post by **Pursuivant** » Sat Sep 06, 2008 3:59 pm

johngibbons6155 wrote: The price seems to be about double over here compared to Ireland, is there any reason for this ?

we have to finance the shower pressure and not having carpetted bogs with something - so luxury items like cars got a "temporary" tax in 1958... but as people said

and I know you got those in Ireland:

Pursuivant · Post by **Pursuivant** » Sat Sep 06, 2008 4:02 pm

Rick1 wrote:He said cheap car (so at least 5 year old I guess)

thats a new car... 10-15 years is old ennough to be cheap, but it depends on the mileage - a 1 year old taxi vs. granny drove to church only from 1973 can both have 100 000 in the meter...

johngibbons6155 · Post by **johngibbons6155** » Sat Sep 06, 2008 8:05 pm

OK , I just found a used car site >

http://www.porssilehdet.fi/bilar-1/search_car.html

Half of the site doesn`t even work and I spotted a Volvo 850 exactly the same as mine (the one i had in Ireland but with half the millage ) for E4200. FOOKING CRAZY!

I would not expect to pay more than E1000 for that!

I`ve been surprised a few times over here like the bullsh1t that is trying to get a tax number (I even have to get a Finnish I.D. just to send money abroad with my finnish account , WTF?) but that takes the complete piss...................

I wonder if you get a free tub of Vaseline with the car, because you would need it if you want to get f*cked like that!

Upphew · Post by **Upphew** » Sat Sep 06, 2008 9:03 pm

johngibbons6155 wrote:OK , I just found a used car site >
http://www.porssilehdet.fi/bilar-1/search_car.html

I would recommend www.nettiauto.com and www.autotalli.com . As for prices: markets decide them and government keeps rest of Europe out of them by car tax and taxing even that car tax...

Rick1 · Post by **Rick1** » Sat Sep 06, 2008 9:36 pm

johngibbons6155 wrote:OK , I just found a used car site >

http://www.porssilehdet.fi/bilar-1/search_car.html

Half of the site doesn`t even work and I spotted a Volvo 850 exactly the same as mine (the one i had in Ireland but with half the millage ) for E4200. FOOKING CRAZY!

I would not expect to pay more than E1000 for that!

I`ve been surprised a few times over here like the bullsh1t that is trying to get a tax number (I even have to get a Finnish I.D. just to send money abroad with my finnish account , WTF?) but that takes the complete piss...................

I wonder if you get a free tub of Vaseline with the car, because you would need it if you want to get f*cked like that!

You'd better buy a barrel of vaseline if you stay here

I read an article about the price of fish. The fish seller said: I can ask as much as I want, they still buy it. Seems Finnish people are used to it or have too much money

Cod · Post by **Cod** » Sat Sep 06, 2008 9:54 pm

Seems Finnish people are used to it or have too much money

I bought my Twingo for €4500. I'll drive it for 60,000 km and sell it for €3800.

My tax rebate basically pays for the gasoline, insurance (€400 - based on uk licence and haggling) and depreciation. All you need is the original €4500 outlay - which you don't lose.

So where's the problem?

Rick1 · Post by **Rick1** » Sat Sep 06, 2008 10:13 pm

Problem solved John: buy a twingo and it will cover everything

raamv · Post by **raamv** » Sun Sep 07, 2008 12:51 am

Da*mn!! After many years, I find out that even if I have comprehensive insurance coverage, I need "extra" coverage to cover any Car rental when its my/SO's fault. So there goes a lot of €€ for car rental..not that it would have gone for insurance for the last 4-5 yrs..but would have been nice to cover that too!!

Cloudberry · Post by **Cloudberry** » Sun Sep 07, 2008 4:56 am

Pursuivant wrote:then there is full-kasko thats for new cars that basically covers if someone farts next to the car and it needs to get washed. for older cars its silly to get, but what you get is a part-kasko that covers moose-theft-fire-collision usually. my car has mandatory traffic for abt 380 a year and then the moose-theft-fire for was it 80 euros per year.

anyone who does not have moose-fire-theft-collision is an idiot who should take the bus... same brand of creatures who don't belong to an unemployment fund nor have a homeowners insurance...

So for that full (or fart protection

) kasko on say a 10k car would cost roughly how much? I assume it goes on the value...

Pursuivant · Post by **Pursuivant** » Sun Sep 07, 2008 2:20 pm

Probably 600-800 if they give you one - its for new cars, not bangers.

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