Intrum Justitia

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eyeonyou
Posts: 19
Joined: Thu Jan 24, 2008 9:42 am

Intrum Justitia

Post by eyeonyou » Tue Nov 04, 2008 11:59 am

Hi,

I would need some advice in a trouble with a company which now hired this strange Intrum Justitia trying to recover some money that they think I own.
I don't want to go in details but I strongly know that I don't have to give any money to that company.
My questions:
1. I will go to justice, but what that means? The amount that we debate is small 140 euros. How much will cost the court taxes for the process? Do I need a layer :) for such small amount?
2. This strange company Intrum Justitia sent me a letter asking for money. Justitia means that they know at least something about laws :). They didn't check at all for what those money are requested from me. They just acted like a copy paste sending me a new bill. Verry unprofesional people, they look like amateurs. And even more they didn't give me a real contact person on mail. Just a dummy one "Perintäryhmä 97". Question: Is this a real company or is a fake one which try to cheat people asking them for money?? If not why are they afraid?

Please give me answer if some of you had similar problem or might have some legal knowledge.

I want to go in Justice (real one no fake Intrum one). I want to go because only a judge can give the right answer about our dispute. Now is 11 months old dispute and my opinion is still that they are a big company which try to cheat me.

If need I will give more details. Might be a lawyer who can give me a short help here. :D

Thanks!



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rinso
Posts: 3949
Joined: Fri Aug 25, 2006 7:22 pm

Re: Intrum Justitia

Post by rinso » Tue Nov 04, 2008 12:16 pm

Intrum Justitia is a recovering bureau. If you don't pay your bills, they (or an other bureau) are used.
They are legit. And with the credit crises businesses start using them more often.
(only one reminder, or non at all, before they sent IJ after you)
They just acted like a copy paste sending me a new bill.
They sent you a new bill plus extra costs.
If you don't trust it, check with the original company if they handed your case to IJ.
I will go to justice
If you don't pay, you will. :twisted:
But worse, you can get a bad credit report. And that will influence the possibilities of getting a loan, mortgage etc.
It can haunt you for a long time, even after you've paid.

Alicia
Posts: 371
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Location: Vaasa

Re: Intrum Justitia

Post by Alicia » Tue Nov 04, 2008 12:18 pm

Intrium Justitia is a big "debt recovery" company. If it has gone that far then it is too far. I have been on the other side and used Intrium to recover for a company I have worked for and they basically rip people to shreads. I don't know what avenue you have, but fix it as quickly as possible. Other debt recovery companies are almost nice compared with this one. I used them once and then ripped up the contract. It was heart breaking to see them work.

I would think that it is best to pay the 140 euros and get out of there! unless you are 100 % in the right. If you are not sure, pay it anyway. I wouldn't mess with them. They read the rules and there are no other options.

You shouldn't have left it so long!!! 11 months is 10 months too long!

eyeonyou
Posts: 19
Joined: Thu Jan 24, 2008 9:42 am

Re: Intrum Justitia

Post by eyeonyou » Tue Nov 04, 2008 12:29 pm

Alicia wrote:Intrium Justitia is a big "debt recovery" company. If it has gone that far then it is too far. I have been on the other side and used Intrium to recover for a company I have worked for and they basically rip people to shreads. I don't know what avenue you have, but fix it as quickly as possible. Other debt recovery companies are almost nice compared with this one. I used them once and then ripped up the contract. It was heart breaking to see them work.

I would think that it is best to pay the 140 euros and get out of there! unless you are 100 % in the right. If you are not sure, pay it anyway. I wouldn't mess with them. They read the rules and there are no other options.

You shouldn't have left it so long!!! 11 months is 10 months too long!

HA HA HA !!!
You where funny: "It was heart breaking to see them work" :D It seems that you live in Wild Wild West :beer_yum:

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Pursuivant
Posts: 15089
Joined: Thu Mar 11, 2004 11:51 am
Location: Bath & Wells

Re: Intrum Justitia

Post by Pursuivant » Tue Nov 04, 2008 12:56 pm

eyeonyou wrote: I would need some advice in a trouble with a company which now hired this strange Intrum Justitia trying to recover some money that they think I own.
I think I have a very appropriate letter just right for this situation...
"By the pricking of my thumbs,
Something wicked this way comes."

karel
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Joined: Mon Apr 23, 2007 10:05 am

Re: Intrum Justitia

Post by karel » Tue Nov 04, 2008 1:54 pm

Keep us posted on the progress!

EP
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Joined: Sun Jun 22, 2003 7:41 pm

Re: Intrum Justitia

Post by EP » Tue Nov 04, 2008 2:37 pm

I think Instrum Justitia is the biggest debt collecting company in Finland. Nothing shady in it. For example most municipalities and big companies use it. And yes, they are ruthless. They don´t come and beat you up, but they will take you to court and collect every single penny, and more.

You see the name of the original debtor in the bill they they have sent you.

You are in a very bad position. I would pay right now and pray that I can keep my credit record.

eyeonyou
Posts: 19
Joined: Thu Jan 24, 2008 9:42 am

Re: Intrum Justitia

Post by eyeonyou » Tue Nov 04, 2008 3:31 pm

EP wrote:I think Instrum Justitia is the biggest debt collecting company in Finland. Nothing shady in it. For example most municipalities and big companies use it. And yes, they are ruthless. They don´t come and beat you up, but they will take you to court and collect every single penny, and more.

You see the name of the original debtor in the bill they they have sent you.

You are in a very bad position. I would pay right now and pray that I can keep my credit record.
you didnt got my position.
if I'll send you an 140 bill trough this Int Just will you pay it?
I have this post because want to know some costs help, instructions before going to court.
You and that IJ company treat me as an criminal without knowing enything about me and the case.
If the judge sais that I have to pay something I will do.But now I'm sure that the try to cheat me.
Last edited by eyeonyou on Tue Nov 04, 2008 3:53 pm, edited 3 times in total.

otyikondo
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Location: Namibia

Re: Intrum Justitia

Post by otyikondo » Tue Nov 04, 2008 3:40 pm

Feed not the trolls.

eyeonyou
Posts: 19
Joined: Thu Jan 24, 2008 9:42 am

Re: Intrum Justitia

Post by eyeonyou » Tue Nov 04, 2008 3:44 pm

otyikondo wrote:Feed not the trolls.
what means that?

EP
Posts: 5737
Joined: Sun Jun 22, 2003 7:41 pm

Re: Intrum Justitia

Post by EP » Tue Nov 04, 2008 4:04 pm

You will have to pay 11 months interest to that 140 €. And you will have to pay all court expenses. And Instrum Justititia´s expenses (perintäkulut). I don´t know how much that is.

Who is the original debtor? Call them and talk about it. It is they who have hired Instrum Justitia.

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rinso
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Re: Intrum Justitia

Post by rinso » Tue Nov 04, 2008 4:24 pm

eyeonyou wrote: you didnt got my position.
if I'll send you an 140 bill trough this Int Just will you pay it?
No, I would report you to the police for fraud. (that is if there is no contract/service or so between us, if there is, it's a matter of pay first claim later)
I have this post because want to know some costs help, instructions before going to court.
Is that the case where you filled a complain against the original company?
Or is it the case where Intrum Justitia drags you to court?
Anyway, a good lawyer cost about €100,-/hr. Those costs you probably won't get back, even if you win the case.
You and that IJ company treat me as an criminal without knowing enything about me and the case.
If you don't pay your bills, you are.
If the judge sais that I have to pay something I will do.But now I'm sure that the try to cheat me.
Wait and see. But don't come here whining, you have been warned.
EP wrote:Who is the original debtor? Call them and talk about it. It is they who have hired Instrum Justitia.
It is rather late for that. If IJ started their process, they want their share of the costs. So the original debtor is probably not allowed/willing to make a deal outside IJ.

EP
Posts: 5737
Joined: Sun Jun 22, 2003 7:41 pm

Re: Intrum Justitia

Post by EP » Tue Nov 04, 2008 4:41 pm

"Intrum Justitia is Europe's leading Credit Management Services company for good reason: our offer means better business for both clients and debtors. We're committed to improving our customers' cash flow and profitability in everything we do - from credit information, invoicing, sales ledger services, reminders and collection to debt surveillance, collection of written-off receivables and purchased debt."

I have always read it InStrum Justitia. But yes, IJ is not only Finland´s biggest debt collecting company, it is "Europe´s leading" company.

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ajdias
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Re: Intrum Justitia

Post by ajdias » Tue Nov 04, 2008 4:50 pm

Is this company asking money from you as a individual consumer or as a business /person in business?
individual consumers have higher protection from the law and the company must produce evidence that you've ordered some good or service from them. Check with kuluttaja virasto for your rights. In any case contact IJ and tell them what's wrong with the invoice from this company (ask Pursuivant for his letter, he probably knows it...)

Are they asking for a supposedly unpaid bill that you've paid at the last moment? In that case tell them and they'll check with their client (depending on the size/relationship with the company, they can just wave it.)

eyeonyou
Posts: 19
Joined: Thu Jan 24, 2008 9:42 am

Re: Intrum Justitia

Post by eyeonyou » Tue Nov 04, 2008 4:53 pm

rinso wrote:
eyeonyou wrote: you didnt got my position.
if I'll send you an 140 bill trough this Int Just will you pay it?
No, I would report you to the police for fraud. (that is if there is no contract/service or so between us, if there is, it's a matter of pay first claim later)
I have this post because want to know some costs help, instructions before going to court.
Is that the case where you filled a complain against the original company?
Or is it the case where Intrum Justitia drags you to court?
Anyway, a good lawyer cost about €100,-/hr. Those costs you probably won't get back, even if you win the case.
You and that IJ company treat me as an criminal without knowing enything about me and the case.
If you don't pay your bills, you are.
If the judge sais that I have to pay something I will do.But now I'm sure that the try to cheat me.
Wait and see. But don't come here whining, you have been warned.
EP wrote:Who is the original debtor? Call them and talk about it. It is they who have hired Instrum Justitia.
It is rather late for that. If IJ started their process, they want their share of the costs. So the original debtor is probably not allowed/willing to make a deal outside IJ.
YOU ARE ROOT SO THAT'S MY LAST ANSWER TO YOU. I PAY EVERY YEAR MORE THAN 20K ON BILLS SO THIS 140 EURO IS NOTHING.THEY CHEAT ME, THATS ABOUT.


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