car insurance increased this year?

travelfish · Post by **travelfish** » Tue Apr 28, 2009 9:53 am

I got my 10-year-old corolla last May and bought the insurance from IF for the first time. The insurance includes Liikennevakuutus 422.58 euros without any bonus and the Autovakuutus 85.25 euros. Just a few days ago I got the bill for the new insurance with 10% bonus for the Liikennevakuutus. But the price is even higher than last year!

The new bill is: Liikennevakuutus 486.96*(1-10%)=438.26 euros and the Autovakuutus inceased to 101.28 euros.

I have calculated the price using the online calculator of IF before two weeks and it shows that I should pay around 380 euros for the Liikennevakuutus, but it goes up to 438 euros in the bill. Unfortunately , the online calculator doesn't work at the moment.

I am just wondering whether the car insurance in Finland has increased during the last year or I just got a big bill.

**Sponsor:**

Pursuivant · Post by **Pursuivant** » Tue Apr 28, 2009 10:33 am

How about doing it the old fashioned way and calling them, like?

raamv · Post by **raamv** » Wed Apr 29, 2009 1:03 am

online calculator doesn't take ALV into account..
Moreover, Its just for approximation..
Did you get other insurances bunched to get more discounts?

travelfish · Post by **travelfish** » Wed Apr 29, 2009 10:33 am

Thanks! I only have the car insurance at IF. Maybe I need visist the office sometime, ... at Saturday, as there is no IF office at my small town

travelfish · Post by **travelfish** » Wed Apr 29, 2009 5:08 pm

I dialed the service number and it is clear - the internet discount is only for new custumers! So, I have to pay 438 euros, almost 50 more! I checked other companies, the prices are all around 430 euros. I decide to move the insurance to another company and then come back next year - that's much cheaper than if I only stay at IF.

Does IF want to get new customers or push old ones outside, or just improve the floating of custerms

umit · Post by **umit** » Wed Apr 29, 2009 5:28 pm

I strongly suggest you to take offers from different companies (if you didn't already). There would be huge differences between the prices. I changed my company and saved more than 300 euro/year in car+traffic insurance, which have exactly the same coverage!

raamv · Post by **raamv** » Wed Apr 29, 2009 9:18 pm

travelfish wrote:I dialed the service number and it is clear - the internet discount is only for new custumers! So, I have to pay 438 euros, almost 50 more! I checked other companies, the prices are all around 430 euros. I decide to move the insurance to another company and then come back next year - that's much cheaper than if I only stay at IF.

Does IF want to get new customers or push old ones outside, or just improve the floating of custerms

over time, you will find out that Almost all insurance companies act the same way!!

maxxfi · Post by **maxxfi** » Thu Apr 30, 2009 7:56 pm

raamv wrote:over time, you will find out that Almost all insurance companies act the same way!!

which IMHO is not so surprising if the insurance market is more or less stable

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