bank account

Where to buy? Where can I find? How do I? Getting started.
Post Reply
skall
Posts: 61
Joined: Sat Aug 04, 2007 3:06 pm
Location: Helsinki

bank account

Post by skall » Thu Aug 20, 2009 3:40 pm

Hello,

I am moving to Finland (Jyväskylä) in less than a week to study and will be staying in Helsinki to see some friends for 1 week before actually going to Jyväskylä.

I was wondering if I am able to open my bank account (Nordea for example) in Helsinki and get my account number and everything so that my parents can transfer the money I have made for studying as soon as possible and then just use the main branch in Jyväskylä for all of my banking once I actually arrive there.

The reason I am asking is so I know how much money I should take with me for that week in Helsinki and the week (it will be coming from the US) that the money will take to transfer.

Thanks!

-Sean



bank account

Sponsor:

Finland Forum Ad-O-Matic
 

Upphew
Posts: 10748
Joined: Tue Apr 08, 2008 10:55 pm
Location: Lappeenranta

Re: bank account

Post by Upphew » Thu Aug 20, 2009 3:51 pm

skall wrote:I was wondering if I am able to open my bank account (Nordea for example) in Helsinki and get my account number and everything so that my parents can transfer the money I have made for studying as soon as possible and then just use the main branch in Jyväskylä for all of my banking once I actually arrive there.
I suppose so. But what will you do at the bank in Jyväskylä? You are not getting loans? All payments are done in cash, which you get from wall, in plastic or in online bank.
http://google.com http://translate.google.com http://urbandictionary.com
Visa is for visiting, Residence Permit for residing.

skall
Posts: 61
Joined: Sat Aug 04, 2007 3:06 pm
Location: Helsinki

Re: bank account

Post by skall » Thu Aug 20, 2009 3:57 pm

Upphew wrote:
skall wrote:I was wondering if I am able to open my bank account (Nordea for example) in Helsinki and get my account number and everything so that my parents can transfer the money I have made for studying as soon as possible and then just use the main branch in Jyväskylä for all of my banking once I actually arrive there.
I suppose so. But what will you do at the bank in Jyväskylä? You are not getting loans? All payments are done in cash, which you get from wall, in plastic or in online bank.
Sure, you have a point, but just in case I needed to have any banking business done there. For example, if there was a problem with the account, etc (which I've never had a problem with Nordea before when I lived in Finland) or anything like that.

Thanks for the info!

-Sean

User avatar
Pursuivant
Posts: 15089
Joined: Thu Mar 11, 2004 11:51 am
Location: Bath & Wells

Re: bank account

Post by Pursuivant » Thu Aug 20, 2009 6:23 pm

I'd wait to get to Jyväskyöä, because if thats where you are living at you need to go pick up stuff, or file your signature or whatnot *there* and you need your ID number which you'll get in Jyväskylä as well as your address etc etc etc. So I'd do my stuff where I was going to be at.
"By the pricking of my thumbs,
Something wicked this way comes."

skall
Posts: 61
Joined: Sat Aug 04, 2007 3:06 pm
Location: Helsinki

Re: bank account

Post by skall » Thu Aug 20, 2009 10:17 pm

Pursuivant wrote:I'd wait to get to Jyväskyöä, because if thats where you are living at you need to go pick up stuff, or file your signature or whatnot *there* and you need your ID number which you'll get in Jyväskylä as well as your address etc etc etc. So I'd do my stuff where I was going to be at.
Well, I have a Finnish social security number from before that would just be inactive as of right now. I'm a dual American/Irish citizen and I've lived and worked in Finland from January 2006-August 2008. To my understanding, when I get to Jyväskylä, I just have to let Maistraati know my updated address and that will be that (correct me if I'm wrong though).

I also have my address which is listed on my housing offer that I received back in July (and I already paid the deposit on it).

So with that being said, should I still wait to open it there?

Thanks!

-Sean

User avatar
Pursuivant
Posts: 15089
Joined: Thu Mar 11, 2004 11:51 am
Location: Bath & Wells

Re: bank account

Post by Pursuivant » Thu Aug 20, 2009 10:49 pm

You're more settled than most. Weigh the benefits.
"By the pricking of my thumbs,
Something wicked this way comes."

pseudo
Posts: 117
Joined: Mon Dec 08, 2008 2:33 pm

Re: bank account

Post by pseudo » Thu Aug 20, 2009 10:54 pm

skall wrote:
Pursuivant wrote:I'd wait to get to Jyväskyöä, because if thats where you are living at you need to go pick up stuff, or file your signature or whatnot *there* and you need your ID number which you'll get in Jyväskylä as well as your address etc etc etc. So I'd do my stuff where I was going to be at.
Well, I have a Finnish social security number from before that would just be inactive as of right now. I'm a dual American/Irish citizen and I've lived and worked in Finland from January 2006-August 2008. To my understanding, when I get to Jyväskylä, I just have to let Maistraati know my updated address and that will be that (correct me if I'm wrong though).

I also have my address which is listed on my housing offer that I received back in July (and I already paid the deposit on it).

So with that being said, should I still wait to open it there?

Thanks!

-Sean
What difference does that make where you open an account within Finland? Anyway, when you change the address, make sure to inform the bank of the same so that you get the bank statement in your new address.
"Those are my principles, if you don't like them.... well, I have others" - Groucho Marx

skall
Posts: 61
Joined: Sat Aug 04, 2007 3:06 pm
Location: Helsinki

Re: bank account

Post by skall » Thu Aug 20, 2009 11:54 pm

Pursuivant wrote:You're more settled than most. Weigh the benefits.
Thanks.

skall
Posts: 61
Joined: Sat Aug 04, 2007 3:06 pm
Location: Helsinki

Re: bank account

Post by skall » Thu Aug 20, 2009 11:56 pm

pseudo wrote: What difference does that make where you open an account within Finland? Anyway, when you change the address, make sure to inform the bank of the same so that you get the bank statement in your new address.
Nothing :). I was just explaining to Pursuivant for his earlier response to make a little more sense of the situation.

Thanks for the advice!

User avatar
Pursuivant
Posts: 15089
Joined: Thu Mar 11, 2004 11:51 am
Location: Bath & Wells

Re: bank account

Post by Pursuivant » Fri Aug 21, 2009 7:57 am

You can open up an account and then switch "your bank office" to where you live at. There are some stuff you need to go do in *your* bank and go see *your* bank lady for. Or say you need in person to go to pick up your card etc...

Oh and the bank will know automatically in a week when you move, theres this thing called computer... :wink:
"By the pricking of my thumbs,
Something wicked this way comes."

skall
Posts: 61
Joined: Sat Aug 04, 2007 3:06 pm
Location: Helsinki

Re: bank account

Post by skall » Fri Aug 21, 2009 4:12 pm

Pursuivant wrote:You can open up an account and then switch "your bank office" to where you live at. There are some stuff you need to go do in *your* bank and go see *your* bank lady for. Or say you need in person to go to pick up your card etc...

Oh and the bank will know automatically in a week when you move, theres this thing called computer... :wink:
Yep, that's what I'll go do then.

Yeah, I figured they'll know when I move anyways ;)

Thanks for all the help.

User avatar
raamv
Posts: 6875
Joined: Fri Mar 24, 2006 4:58 pm
Location: Church Moor, Krykslatt

Re: bank account

Post by raamv » Fri Aug 21, 2009 10:47 pm

you need to use http://www.posti.fi/muuttoilmoitus/
so most official agencies knows your new address...
Image
Image

pseudo
Posts: 117
Joined: Mon Dec 08, 2008 2:33 pm

Re: bank account

Post by pseudo » Fri Aug 21, 2009 11:45 pm

Yes, banks seem to know address changes but there's exception to everything. Well... if bank statement doesn't come to your new address at the end of the month, only then you should bother to notify them :D

In my case, bank statement didn't come, I didn't care (was reckless and had no money anyway :cry: ) but the day came when I couldn't use internet banking any longer,The reason being that the codes that I had had become obsolete and that they had already issued a new one which had as usual been posted to my old address.
"Those are my principles, if you don't like them.... well, I have others" - Groucho Marx


Post Reply