**giving birth without KELA card please any idea**

[somon3]

I ended up only paying 65 euros as my government has an agreement with Finland to pay most of the costs for these kind of health issues if you organise it all up front.

You mean you are a EU citizen and your government has an agreement with Finland. I am not an EU citizen and I do not know whether my government has an agreement with Finland or any other options. How can I learn it? And is there any chance to deliver baby with epıdural? I mean ıf I want can I? Thank you

[Rip]

You mean you are a EU citizen and your government has an agreement with Finland. I am not an EU citizen and I do not know whether my government has an agreement with Finland or any other options. How can I learn it? And is there any chance to deliver baby with epıdural? I mean ıf I want can I? Thank you

EU citizens would not need to worry about such things, she must be from a non-EU country that happens to have a bilateral health care agreement with Finland. Those are probably quite rare, but you can try google, Finland, 'your country', 'health care' and then perhaps something like 'treaty', 'agreement'...

Epidural is definitely widely available and pretty much the 'standard' nowadays- but it has some price tag on it if you are not insured.

[inkku]

http://www.kela.fi/in/internet/english. ... enDocument

[somon3]

Thank you Rip for your concern and answers. I think my country has not got an agreement with Finland which means I have to wait until I stayed 2 years in Finland. Then I can get my Kela.. Thankss

[somon3]

My friend does not sure but told me that if my husband has his Kela Card we do not need to pay for the delivery. Is that right? I make sense because the mother does not have but father has a card. Having Kela Card as a mother is the only way to deliver baby free of charge?

[Rip]

It is the situation of the mother that is the only thing that counts.

If a foreign wife of Finnish citizen gives a birth to baby here (the baby being a Finnish citizen from birth then as well), if this happens before the mother has qualified for KELA insurance (which in this case means, has had her residence permit approved), then the family would have to pay the full delivery fee.

[somon3]

i am neither a Finnish nor my husband. so it means that we have to pay all fee. in other topic you wrote that maybe applying Kela after .1.5 year even we have b type may bring a chance to have it. also i am not working here my husband works. maybe next year there is a chance to have a permenant work contract it is not certain. i think if my husband has it it will be no problem to take KEla even if we stayed less than 2years. Actually we are planning to have baby first we have to arrange our conditions. Fİnland health system is bad i can not trust doctors. we consider that having a private insurance for me before getting pregnant but as i searched i could not find private insurance.is there any which covers for example labor or before labor issues? thanksss

[rinso]

Fİnland health system is bad i can not trust doctors.

In that case you should consider not coming.

we consider that having a private insurance for me before getting pregnant but as i searched i could not find private insurance.

They are not common in Finland. Mainly they are additions for things Kela doesn't cover. And they are expensive.

[Rip]

Fİnland health system is bad i can not trust doctors.

Care to clarify this comment?

we consider that having a private insurance for me before getting pregnant but as i searched i could not find private insurance.is there any which covers for example labor or before labor issues? thanksss

Forget Finnish insurance companies, they all operate on the basis that the persons in question are Kela insured and only offer some level additional comfort on top of that. There are international (non-Finnish) health insurance providers that can offer coverage for foreigners living in Finland. Pregnancy of course is not an injury or a disease, but it would be a "pre-existing" condition. I think as rule, if those private insurances cover pregnancy related cost,s they will require that you have had the insurance before getting pregnant, and indeed perhaps had it for some specified period time before it - which may mean that you can't find anything of value for your specific needs (as eventually you'd be KELA insured anyway).

[somon3]

AS i heard from my friends who are living here more than 10 years they have had so many bad experiences beginning their labor and the child care. also i have 3 friends who gave burth in TAmpere. AS they told, they had only 2 ultrasound or some tests and thedoctors could not even sure the sex. And she had an infection and because of the doctors not giving suffienct anbiotics she had early birth. Second the dentist experiences are not good as well. So many things about pregnancy or aother issues. in my country you have regular check once a month or if you have a situation twicea month. alsoin here devices are so old when i see them i could not even know what is it? ...ultrosound device... in my country we can check and see our babies with 4 D ultrasound but i am not sure in all hospitals whether there is a new ultrasound deviceor not. i am really frustration with this conditions. Finland is a EU country but the health device or tecniques are worse i think

[EP]

AS they told, they had only 2 ultrasound or some tests and the doctors could not even sure the sex.

Two ultrasounds are the norm in Finland unless there are suspicions that something is wrong. I think 35+ women have three ultrasounds. Tests are the normal ones to ensure that the mother is fine. About the sex the doctor told my son and his wife:"Looks like it is a girl. But it could also be hiding its equipement and in that case it is a boy." Remember, pregnancy is not sickness.

Usually you have regular check ups, but they are done in neuvola by a midwife.

I cannot comment on the modernity of ultrasound or other machinery.

[AldenG]

in my country we can check and see our babies with 4 D ultrasound but i am not sure in all hospitals whether there is a new ultrasound deviceor not.

Is that the one where they can show you what your child will look like as an adult?

[onkko]

Infant mortality. 2006 statistics

Rank↓ Country or territory Infant mortality rate (deaths/1,000 live births) - Under-five mortality rate
(deaths/1,000 live births)↓

7 Finland 3.7 4.7
143 India 55.0 78.6

Buhuu no 4D....

[EP]

Onkko, where did you get those statistics? 7 seems awfully high, I don´t remember ever seeing that. According to Tilastokeskus (2008 numbers) it is 3,5.

But for somon3´s peace of mind, these are the five safest countries to give birth (infant mortality according to CIA):

Hong Kong
Japan
Iceland
Finland
Norway

[onkko]

Onkko, where did you get those statistics? 7 seems awfully high, I don´t remember ever seeing that. According to Tilastokeskus (2008 numbers) it is 3,5.

But for somon3´s peace of mind, these are the five safest countries to give birth (infant mortality according to CIA):

Hong Kong
Japan
Iceland
Finland
Norway

Wikipedia http://en.wikipedia.org/wiki/List_of_co ... ality_rate and that 7 is as 7th best and 3.7 is infant mortality, seems its improving.