Medical insurance: Finnish companies

[Violette]

[/quote] Just an observation - are you aware the old "dual citizenship" declaration process is closed and that you need to fulfill the more stringent rules now in 2010? The citizenship process can take up to 2 years you know unless you're a former Finnish citizen? There is a "returning immigrant" RP as well if you have native Finns in the family tree, but I wouldn't be counting on that necessarily either. If you just "show up" you won't be allowed to do anything before your application is processed, so thats another snag. So I'd do plan a) paperwork in now and b) get the insurance&study place and student RP process going so if you get accepted you can "go" and collect instead of "whine" while the dice is tossed. If your citizenship issue is clear, you need to apply for a passport and then you won't need to go through half the hassle - you're going to be slightly in limbo though at first with KELA and such and by university standards you are "foreign" as they count that by education.

Sorry if this has been discussed before - I didn't "stalk" your posts [/quote]


Thanks P. your information certainly puts things in a different light.

Hey no worries, I know you just remembered that we talked about this before...smiles

[Pursuivant]

Its lather, rinse repeat

[Violette]

uh huh..funny guy *smiles

[Rip]

HEALTH CARE SERVICE

The Finnish Student Health Care Service (FSHS) provides preventive health care, medical care, dental care and mental health services for student union members. Bring your student card or study certificate with you when visiting FSHS.
Information on the medical and health services of the FSHS is available from the FSHS, tel. 405 051, and on the web at http://www.yths.fi.

It is not actually run by the Universities themselves, but that is not an important issue. Important is, that YTHS is supposed to provide easy access free or cheap care for relatively simple medical problems. It is not supposed to do what the medical insurance is mostly for - to prevent medical disaster to become also a financial one. At YTHS you can see a doctor, get your teeth fixed, get perhaps some lab test or X-rays done or physiotherapy, but if you need a operation or hospital stay, that is at a regular hospital which will charge their costs from the patient if he lacks insurance.

[Violette]

Wonderful!

I've found the website for STUDENT INSURANCE for those wanting to study abroad. The price doesn't seem so horrific and there is no age limit for coverage.

http://www.internationalstudentinsuranc ... insurance/

[lindsey33]

Public health centres (Terveysasemat) in Finland are run by each municipality. You will have to go to the health centre closest to you as it is not possible to make an appointment at a centre outside your municipality. They are generally open for fixed hours every weekday, so it is advisable to make an appointment to be seen if you want to avoid waiting around.

[syntia19]

Primary healthcare is provided by municipal health centres. They are usually only open for specific hours on weekdays, so you should make an appointment to see a doctor if you want to avoid a lengthy wait. You need to use the centre which is closest to the place where you live; it is not possible to make a doctor's appointment at a different surgery than the one most local to you.
I Flight Systems

[sharlene006]

Is private medical insurance in Finland rare? Denim Pine

[lyra264]

I can understand that someone must need health insurance before coming here, but for example mine is expiring soon. So I need new health insurance! I cannot find a job yet because I don't speak enough Finnish. The police won't register me as a resident... So what can I do?! There has to be some private insurance I can pay per month that I can use till I get KELA, right?

I hope I have not put it in the wrong section... If so, I apologize and please move it to the correct section. Thank you.

[Rip]

Google (for example) 'international health insurance' and then try to make a sensible choice.

[lyra264]

The only thing I am wondering about if any is not legitimate... I will do that, but if someone knew that A or B companies were for sure good and trustworthy it would narrow down the choices

[Rip]

The only thing I am wondering about if any is not legitimate... I will do that, but if someone knew that A or B companies were for sure good and trustworthy it would narrow down the choices

Well, the top Google matches are likely legit. Little further Googling with specific name should give you confirmation.

[zam]

Are you studying in one of the institutions listed at http://www.studyinfinland.fi/living_in_ ... _insurance ? If so, you'll have an opportunity to purchase the insurance package the institutions have negotiated (details on the website).