Hi, I am self-employed, I have OY, and I get regular salary from my OY.
I wonder is it possible to have any unemployment insurance?? for self-employed person ?? What happens if I can not find a contract for my company on some bad day??
selfemployed person - is unemployment insurance possible?
Re: selfemployed person - is unemployment insurance possible
Yes, it is possible to opt for a voluntary insurance scheme:
http://www.yrityssuomi.fi/web/enterpris ... repreneurs
http://www.ayt.fi/index.php?option=com_ ... 20&lang=en
http://www.ayt.fi/index.php?option=com_ ... 14&lang=en
http://www.ayt.fi/images/stories/Opasenkku.pdf
(The AYT websites above are in English and the system is very clearly explained. The guidebook (the last link) is excellent. )
Personally I don't contribute into it. I know that I will probably have two months with no work every summer so I arrange my business according to that. I do have some salaried income anyway (from another source), so I doubt if I would qualify for the AYT scheme. But I would certainly recommend you do the calculations to see if it makes sense for you.
I think filecore might be able to give more info on this as I seem to remember he once gave me a leaflet about it.
http://www.yrityssuomi.fi/web/enterpris ... repreneurs
http://www.ayt.fi/index.php?option=com_ ... 20&lang=en
http://www.ayt.fi/index.php?option=com_ ... 14&lang=en
http://www.ayt.fi/images/stories/Opasenkku.pdf
(The AYT websites above are in English and the system is very clearly explained. The guidebook (the last link) is excellent. )
Personally I don't contribute into it. I know that I will probably have two months with no work every summer so I arrange my business according to that. I do have some salaried income anyway (from another source), so I doubt if I would qualify for the AYT scheme. But I would certainly recommend you do the calculations to see if it makes sense for you.
I think filecore might be able to give more info on this as I seem to remember he once gave me a leaflet about it.