Is Danske Bank expensive or am I missing something?

one · Post by **one** » Tue Aug 19, 2014 11:18 pm

They told me the basic current account maintenance cost would be ~6.5€ + internet bank ~4.5€ + debit card ~1.5€, so with these basic services the total cost would be around ~13€ per month which seems to be expensive to me. Do the other banks (Nordea, for example) have similar charges or this is just an expensive bank in general?

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betelgeuse · Post by **betelgeuse** » Tue Aug 19, 2014 11:41 pm

one wrote:They told me the basic current account maintenance cost would be ~6.5€ + internet bank ~4.5€ + debit card ~1.5€, so with these basic services the total cost would be around ~13€ per month which seems to be expensive to me. Do the other banks (Nordea, for example) have similar charges or this is just an expensive bank in general?

That sounds expensive. Most banks have some kind of fees but they are waived when you are a "good" customer (for example have a mortgage). If you need services in English, your options will be limited. Nordea for example charges 3 euros for online banking but I don't think they charge anything for the account itself.

ajdias · Post by **ajdias** » Wed Aug 20, 2014 12:17 am

Are you sure those are the correct prices? 13 Eur/m is a robbery even by Banks' standards

Regular service is half of that, and includes Credit Card, internet banking and Debit Card.
And if you can handle your business in Finnish S-Pankki should be more economic.

one · Post by **one** » Wed Aug 20, 2014 12:35 am

ajdias wrote:Are you sure those are the correct prices? 13 Eur/m is a robbery even by Banks' standards

Yes, I'm sure I heard correct. They recommended to join 'Danske Benefit Programme' which has different levels. The very basic would require the deposit of 10,000€ in the account and then it would cost ~7/month.

Rip · Post by **Rip** » Wed Aug 20, 2014 10:12 am

Presumably you were told this by Danske employee, but I don't understand. I think it says here pretty clearly that if you are not a more highly valued customer nor eligible for student or youth packages, you'd still get account with codes and debit card for 6.4€/month.

(not cheap, but less than what has been stated in this thread)
http://www.danskebank.fi/en-fi/Personal ... vel-1.aspx

http://www.danskebank.fi/PDF/en/Etuohje ... sto_EN.pdf

burak25 · Post by **burak25** » Thu Aug 21, 2014 2:03 am

5€/month for Nordea.

2 for Visa Electron (charging for this is most stupid thing ever....)
3 for Internet Access (charging for this is even more stupid than other, I help the bank save money by not using branch services)
5 € not worth my time for complaining.

Yours is outrageous.

betelgeuse · Post by **betelgeuse** » Thu Aug 21, 2014 11:12 am

burak25 wrote: 3 for Internet Access (charging for this is even more stupid than other, I help the bank save money by not using branch services)

You save money for the bank so internet access is cheaper. Paying an invoice at a branch is 5 euros per invoice.

Beep_Boop · Post by **Beep_Boop** » Thu Aug 21, 2014 12:20 pm

Aktia
0 EUR for Visa Electron
0 EUR for Internet Banking (which I got 4 weeks after opening the account)

I love Aktia.

Upphew · Post by **Upphew** » Thu Aug 21, 2014 2:31 pm

adnan wrote:Aktia
0 EUR for Visa Electron
0 EUR for Internet Banking (which I got 4 weeks after opening the account)

I love Aktia.

I can't seem to find 0€ option as I'm over 27: http://www.aktia.fi/fi/tilit-ja-kortit/hinnasto

ram316 · Post by **ram316** » Mon Aug 25, 2014 10:31 am

One of my friend was holding a Danske Bank account and if I remember her words correctly, she paid around 6 EUR as a maintenance fee. She had internet banking and visa electron card.
She is over 27 years old and opened an account in Helsinki branch opposite center railway station.

Rip · Post by **Rip** » Mon Aug 25, 2014 12:53 pm

(and i posted link for the 6.4€/month fee above)

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