Mantetance cost

[tam]

Hello,

Would anyone shed a light on me.

My friend rented a flat from a private owner. He bought home insurance (kotivakuutus) during the renting time.

For some reason, the pipe is leaking so the water made the bathroom looks bad. It requires a mantenance. The cost may be few thousands euro.

The fault may be from my friend as he might not placed a dishwashing machine perperly.

So, would you think the insurance company would share a part of this or my friend should resposible for the whole amount?

[betelgeuse]

For some reason, the pipe is leaking so the water made the bathroom looks bad. It requires a mantenance. The cost may be few thousands euro.

Considering you are not supposed to install a dishwasher without the permission of the body corporate (and probably the landlord, I don't know) I think your friend will have to pay the entire repair bill themselves. Best they should contact the insurer to ask.

A dishwasher is usually in the kitchen and a washing machine in the bathroom so I assume we are rather talking about the latter. If there are ready places to install then either of them do not require a permission from the housing company or the landlord.

So, would you think the insurance company would share a part of this or my friend should resposible for the whole amount?

If the cause is bad installation then your friend pays the whole amount. Otherwise the insurance company will participate.

This is why some landlords do not rent to people who are not familiar with the law here. The landlord must now fix the floor, because of some idiot who did not install a dishwasher properly and without approval, and the chance of the landlord being reimbursed for the cost of repair is probably very slim.

A prudent landlord has demanded a deposit. Since there's no negligence on the part of the landlord then someone else is responsible. Only if the other parties refused to pay and courts could not collect then would the landlord be in the hole for the sum that the deposit does not cover.

There's one fact that hasn't been discussed in this thread before. The housing company has insurance for the pipes. If it's a hidden problem with the in the wall pipes, then it's the housing company that will take care of the repairs to the bathroom. In any case it sounds like the housing company needs to be notified since most repairs related to bathrooms need to be coordinated with them.

[DMC]

They required inspections before and after the plumbing change and said it was the law?

Can anyone comment on whether that really is the law, and if it is, to which homes does it apply? Just apartments or all building types? Just in housing companies or also in your own home?

I had understood (perhaps wrongly) that plumbing work can be carried out by a householder on their own property.

[rinso]

I had understood (perhaps wrongly) that plumbing work can be carried out by a householder on their own property.

Indeed often done in the countryside. But if there is a problem the insurance might be reluctant to pay even if it's not directly related to the work itself.

[Upphew]

They required inspections before and after the plumbing change and said it was the law?

Can anyone comment on whether that really is the law, and if it is, to which homes does it apply? Just apartments or all building types? Just in housing companies or also in your own home?

I had understood (perhaps wrongly) that plumbing work can be carried out by a householder on their own property.

Well I presume that on your "own" property you can do what you like. But the usual deal for an apartment is that you don't actually own the apartment, you only own shares in the company entitling you to occupy that part of the building. M-I-L's English is teaching-English-level (I don't believe she would have mistaken "law" for "rule" when she was telling me) but I'd be interested to hear more about the law myself. Could be that body corporates are liable under some recent law and are all knee-jerking with building rules to protect themselves from being sued.

http://finlex.fi/en/laki/kaannokset/2009/en20091599.pdf chapter four.

[Pursuivant]

Any "wet work" is required to be approved by the isännöitsijä these days, actually a lot of changes need approval from the isännöitsijä/housing assoc, before it was anything between the concrete walls you could more or less fix at will, but they've tightened the rules. In principle this applies to omakotitalos as well, but people seldom pay attention to the municipal bureaucracy.

[Rip]

For some reason, the pipe is leaking so the water made the bathroom looks bad. It requires a mantenance. The cost may be few thousands euro.

This is why some landlords do not rent to people who are not familiar with the law here. The landlord must now fix the floor, because of some idiot who did not install a dishwasher properly and without approval, and the chance of the landlord being reimbursed for the cost of repair is probably very slim.

A prudent landlord has demanded a deposit. .

Legally allowed maximum deposit is three months rent. That is quite possibly enough and additionally at this point the landlord realizes he has no deposit left if there is any other damage or problems in paying the rent.