I have not read the small print for City Car Club, but insurance (both for the car if you accidentally damage it, and, more importantly, liability insurance in case you accidentally cause damage to someone else) is usually included in the hourly rate, apart from an excess of the order of €1000. Not having to deal with insurance(s) is actually a benefit of car sharing vs. car ownership, especially if you don't drive much. And while you may be able to change tyres yourself (which I guess is almost a necessity in Finland), you'd still need a place to store them. And, if you live in Helsinki, presumably either a garage or a residental parking permit.lpage160 wrote:However that would raise a question about insurance and such, but I don't know how that works over there now
Car or No Car?
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Re: Car or No Car?
Re: Car or No Car?
New government just released their agenda. Fines will be doubled. Just fyi if you like to drive fast or otherwise use rules of the road as guidance, not rules.
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- lpage160
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Re: Car or No Car?
All the more reason for me to not driveUpphew wrote:New government just released their agenda. Fines will be doubled. Just fyi if you like to drive fast or otherwise use rules of the road as guidance, not rules.

In all seriousness though, I'm a super cautious driver. My mother calls me a granny driver because I don't go over the speed limit. I honestly just don't want to deal with the hassle of a potential ticket... let someone beep at me I don't care, I won't be the one paying a fine



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Re: Car or No Car?
Same here. No car + City Car ClubQuerfeldein wrote:Car or no car? Both.
I've never bothered with my own car, but I've done car sharing instead, and I intend to join City Car Club in Helsinki. For example, with the "S" package, you pay €10 per month, and €10 per hour of use. Of course, that's not going to cut it if you need a car to commute every day, but if you occasionally want to do some really bulky shopping, or drive to a dark spot with your telescope, where no public transport can get you, it's ideal (coincidentally, a night time booking from 9pm to 8am is only billed as two hours). No worries about registration, insurance, inspections, repairs, cleaning, garages, etc. Urban car ownership is passe.
I live in Hki centre and work in the centre also, so public transport and walking serve me well. The CCC works as an emergency (if my dog gets sick) or if I need to go to Ikea to buy some furniture.
I am so happy to save money in this one regard, as Finns often complain about the high cost of buying a car + insurance.