Unemployment benifit during integration plan?

[betelgeuse]

If you have assets you need to liquidate them before you get income support. However, this does not apply to own house/apartment. Loans are irrelevant for income support.

I will forward your information, do you have a source for me?

I have to clarify. You will get income support but in the likely case that it doesn't suffice to keep paying the loan you will have to liquidate the apartment (or wait for the bank to do it).

http://www.finlex.fi/fi/laki/ajantasa/1 ... 12#L2P7b-2

I found this myself and believe the mistake that you refer to is:

"Permanent residence permit" should have been "a residence permit" (so not everyone like you said either I know... just semantics)

To summarize, if you do not have a residence permit, you have no right to be in Finland and therefore no right to any financial aid either.
Of course a lot of residence permits are connected to work contracts or study contracts, so if these end, your permit to stay ends as well.

Even tourists (who btw also are in the country legally) can get it in urgent cases.

"Tänä aikana he ovat toimeentulotuen kannalta pääasiassa samassa asemassa kuin turistit eli toimeentulotuen myöntäminen voi tulla kysymykseen vain kiireellisessä tapauksessa."

http://www.sodankyla.fi/media/lomakkeet ... et_131.pdf

And as you can read about the remark about the house and the loans, the words "might prevents" are used because if you have a house of worth 1 million euro, there is for sure no way you can get toimeentulotuki, because this toimeentulotuki will not be enough to cover the heating / electricity / tax / maintenance expenses for this house so you will be forced to sell it anyway.

Not necessarily. Extreme examples are some downtown apartments where you pay no housing company fees because the housing company has so much rental income.

The same counts for loans, if these loans are the reason for your below standard financial situation, you are out of luck here, the state will not pay your loans or your mortgage, they will however help you resolve your Financial problems by counselling and mediating and help you make payment plans with your debt collectors.

Correct.

And again, this is based on the information I got from someone else, so if there is any mistakes, I would love to read the official papers and rules that seem to be hard to find online..... so betelgeuse, can you help me out here, can you provide me a source for these "assets" rules? thanks in advance..

http://www.finlex.fi/fi/laki/kaannokset ... 971412.pdf

This does not have all amendments. See section 12 for assets. Most importantly:

However, the following assets shall not be taken into account:
1) the regular home used by the person or family and the necessary home movables;

[Piet]

Betelgeuse, my friend says thanks, he is actually entitled on more than he knew.. he will reapply for some extra support for the kids (skating, swimming and jumppa).

For me... well as I said before somewhere... I have no debts but sadly no winning lottery ticket either.. so I will stick to my "oma koti" and reasonable eläke and hope for a lot of snow