Liam1 wrote:Just to defend the OP a little bit.
I spent, what for me, was quite a bit on my house, but I don't think that this disqualifies me from asking where to buy cheap stuff! I also note from the luxury cars outside Lidl, others that have a bit of money don't feel the necessity to waste it needlessly from being ripped off through being sold the exact same product at 30% higher prices. This is more an attitude (in my case, being a bit cheap!)
You don't ask 4 years in advance - the retail market in Finland might even change during the next 4 years (I'm still hoping Aldi will one day come to Finland...).
And I'd understand it if the OP was one of the many poor students from India or Nepal or other Asian countries whose father earns € 250 per month, and for whom the costs associated with studying in Finland are a huge concern.
But when you are lucky to be born to a rich dad such a question is just odd.
Liam1 wrote:I can identify with a parent that would say "I'll buy you a nice place to live, but you then manage your own expenses"
Chances are that the expenses associated with having an own house are higher than the all inclusive costs of renting a HOAS apartment...