Can't find anything that really covers this in the archives so here goes.
I'm 62 and a UK citizen but with a Spanish residency - semi -retired :-that is I have a private pension and still do some consultancy work - but not in Finland. So I am most definitely not looking for work! Bought a house here with my Finnish partner a year ago. Spent less than 6 months here in 2006 - will possibly spend more than 6 months this year and in 2008 and onwards - well it will be variable.
So what are the pro's and cons of residency?
Can I get a Kela health card without it - or at all? Yes I know the European card covers most needs in practice. But there are circumstances where a card could be useful. Is there automatic entitlement after retiring age as there is in some EU countries?
Can I, in fact, own a car here without a sosiaaliturvatunnus? Got a motor on foreign plates which I should really register since I don't want to keep driving it in and out of the country. (I ask because it was a major problem getting a mobile phone contract without one)
Thank you in advance!
To be a resident or not?
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littlefrank
- Posts: 3584
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Best of luck getting the info you need, I'm sure you will get your answers soon enough-
Hank W.
- The Motorhead
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Well, see now a resident has a number and is is the computer. So if you are not a resident and do not have a number you do not exist. So KELA is given to people who exist, but basically your EU 101 is good enough as the KELA here. If you are here as a ""tourist only" then you can pull off a stunt like driving a foreign-registered car. And then we come to the taxation quagmire.
So its up to you realli if you want to "exist" - makes life a whole lot easier as here you cannot get anything done if you are not "in the computer" - like you do not live in your house
So its up to you realli if you want to "exist" - makes life a whole lot easier as here you cannot get anything done if you are not "in the computer" - like you do not live in your house
Cheers, Hank W.
sitting here like a lemon looking for a gin.
sitting here like a lemon looking for a gin.
To be a resident or not?
Glad I was able to make someone happy - for at least a while "littlefrank"javascript:emoticon('
')
And thanks Hank also. Raises a couple or three issues.
The tax thing firstly. As I understand it, the Finnish tax should be calculated on the whole income, tax actually paid elsewhere in the EU deducted, the difference being the actual Finnish tax liability. Or is it more complicated than that?
Secondly on the car. I could of course quite simply get my partner to import the car. She would presumably need to demonstrate ownership. Would a "sales receipt" from me to her be sufficient or is some form of documentation from the original - in this case UK - registration authorities necessary? If you don't know, a call to Tulli will probably get me the answer!
And finally, there is the question as to whether one can be resident in two places at once - not at all sure the EU "rules" allow it - though how anyone would know I am not quite sure. BUT even the Spanish national computer system seems well up to speed. Almost as soon as I had obtained residency, my bank wrote to say the status of my bank account needed to be changed - so a direct tie in between the Spanish banks and the State authorities. And of course a single EU driving license is well on it's way - which presumably means inter EU data exchange - horrifying thought!
')And thanks Hank also. Raises a couple or three issues.
The tax thing firstly. As I understand it, the Finnish tax should be calculated on the whole income, tax actually paid elsewhere in the EU deducted, the difference being the actual Finnish tax liability. Or is it more complicated than that?
Secondly on the car. I could of course quite simply get my partner to import the car. She would presumably need to demonstrate ownership. Would a "sales receipt" from me to her be sufficient or is some form of documentation from the original - in this case UK - registration authorities necessary? If you don't know, a call to Tulli will probably get me the answer!
And finally, there is the question as to whether one can be resident in two places at once - not at all sure the EU "rules" allow it - though how anyone would know I am not quite sure. BUT even the Spanish national computer system seems well up to speed. Almost as soon as I had obtained residency, my bank wrote to say the status of my bank account needed to be changed - so a direct tie in between the Spanish banks and the State authorities. And of course a single EU driving license is well on it's way - which presumably means inter EU data exchange - horrifying thought!
[. Otherwise you can just buy a car as it ain't going to be "cheaper".[/quote]
Mmmmm - well she never moved away from Finland and tax free is not an issue. Even with tax (useful tables those from Tulli) it will definitely be cheaper - particularly since I already own the car - selling it would not make sense in the circumstances - always a loss. Fact is that cars bought in the UK and Germany even with tax paid can come out a lot cheaper than in Finland. Depends on the car of course - but I'm not talking Ford's and Opels etc here - I suppose I might even describe myself as a Motorhead on occsaions.
Mmmmm - well she never moved away from Finland and tax free is not an issue. Even with tax (useful tables those from Tulli) it will definitely be cheaper - particularly since I already own the car - selling it would not make sense in the circumstances - always a loss. Fact is that cars bought in the UK and Germany even with tax paid can come out a lot cheaper than in Finland. Depends on the car of course - but I'm not talking Ford's and Opels etc here - I suppose I might even describe myself as a Motorhead on occsaions.