However, you need to be able to cover your living expenses yourself since any sort of scholarships are usually only applicable to post-Master's level studies or research. As a rule, the Finnish government does not provide any financial assistance for foreign Bachelor's or Master's level students. So in that sense, education is not "free". (It's not 'free' for us Finns either, we pay for it through our much-beloved taxation system

Here's something to get you started:
http://finland.cimo.fi (general info on studying etc)
http://www.admissions.fi On-line application to polytechnics' (universities of applied sciences) international programmes
http://www.migri.fi - see section "Students" about the official permit matters and requirements
So... you could get acquainted with those for a start...!
As for the English language programmes in the Universities, basically university education is in Finnish or Swedish. However there are English master degree courses, you have to have a bachelor's degree from your home country to apply for them. http://www.universityadmissions.fi Each university has a bit different application procedure, so they have slightly different rules. You must go to each Universitys homepage and read the directions there. And yes, if you can not find this information, there is little use for you to apply.
For students wishing to come study on an exchange, from EU there is for example the Erasmus programme, and from other places there are some reciprocal programmes. However you must look at your own current university's exchange programmes list as to what is available. The Finnish universitied do accept exchange students, but again => you need to look at their websites.
Statistics speak of a very hard way in, like this article off the Helsingin Sanomat International Edition
From the 7,170 applications received, 20% - 1,484 were admitted and some 1,100 actually started their studies.
Note "applications are usually unsatisfactory, as they lack the necessary certificates" which means do not waste your time - or ours asking for stupid questions - if you do not have the certificates they require. They want "excellent applications including all the necessary enclosures".
Likewise: write your own applications. "We have noticed in previous years that in some countries there are offices who write and send applications on behalf of people. This has become self-evident as several applicants have sent certain documents, for example motivational letters, with identical contents", Laitinen reports, suggesting that applications have become almost an industrial activity."Once the applicants notice that this kind of organised activity is not successful, the number of such applications decreases".
And as a final note: "Where can I find a job to support my studies." Remember the preamble of your residence permit is you're supposed to study full-time, not work. You are allowed to do 20 hrs/week + holidays and your practical training - but you must show enough study credits to renew your residence permit. And the job market in Finland - especially if you do not speak the language - is initially very tough. Though having any job is one thing and then a real job in your profession, doing practical training and thesis for a company you might be able to land a permanent job with is another.
It might be "free" but not cheap.
