Kela benefits - very confusing

[Amandine.K]

Hi!

I'm hoping that one of you have been in my situation and will be able to shed some light!

So we are planning on having another baby soon, I am graduating in December. After that I will not be able to work as I don't speak Finnish fluently enough (I will be a registered nurse), I am planning on taking lessons though. I guess I will be entitled to unemployment benefits. Now if while being on unemployment benefits I get pregnant, how does it work in terms of family benefits?

Would I be getting the maternity allowance and parental allowance? From the Kela website it looks like these are based on income, which I don't have. My husband on the other hand works.

Basically I want to know if I am entitled to anything.

Thanks for your help!

Amandine

[Sara]

Im not sure but I think you would get the minimum amount from Kela. Best thing is to go in or call and ask.

[raamv]

Would I be getting the maternity allowance and parental allowance? From the Kela website it looks like these are based on income, which I don't have. My husband on the other hand works.

Yes!! but then the maternity allowance is based on your income:
From : http://pre20031103.stm.fi/suomi/eho/jul ... glanti.pdf

Maternity allowance, as the name suggests, is paid to the mother of the baby for 105 weekdays. One starts to receive payments approximately one month before the expected date of delivery.
Paternity allowance is paid to the father of the baby if he does not go to
work, but stays at home and takes care of the baby. Father can be away
from work for 12 days during the period of the maternity allowance, and
also 6 more weekdays. KELA pays allowance for these days.
One starts to receive the parental allowance after the period of maternity
allowance has expired. The period is 158 weekdays. The allowance
can be paid to either of the parents who stays at home to look after the
baby.

and you can also find more info here
you can calculate your benefits here :
http://asiakas.kela.fi/eprlaskenta_app/ ... SP&lang=fi

[flyingyellowpig]

Hi there,we just have got a baby one year ago.So my wife was entlited to get 105 € lapsilisää and plus 380 € maternity,so total was around 400 €,they take around 80 € tax from it.This is the minimum that you can get.I think you get the same.I hope this helpful for you

[LottaP]

When they calculate your maternity benefits they use your latest confirmed taxed income (currently income from year 2005), or alternatively your income from 6 months prior to your due date if your income has changed significantly. I don't have any links to post here for now, but I did read on some other forum very recently, that if you have been getting unemployment benefits for 6 months (I've also seen 4 months being mentioned?) before your due date, your benefits would be calculated based on that, which apparently should add up to quite a bit more than the minimum maternity benefits.

This is just what I've read online, if I were you I'd drop Kela an email just to confirm.