Hospital charges

anitasharma · Post by **anitasharma** » Fri Nov 02, 2007 12:16 pm

hi!

Can anybody guide me ...
Hi!

I am from India. I have moved to Finland with my husband...as he is on his deputation to Finland for work (on term of one year).

Is there any healthcare center at espoo...where in we can get information about our family planning.

Is there any health insurance or medical policy..we need to avail to get a coverage for the hospital n other charges...

Plz guide...

Thanks....

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EP · Post by EP » Fri Nov 02, 2007 12:57 pm

Have you registred as a resident? Every district of Espoo has its own health care center. What is the area you live in?

mycp2005 · Post by **mycp2005** » Mon Nov 12, 2007 2:40 pm

Hi anita,

Have you got yourself Social security number from your local maistraatti?

This is the first step you do once arriving in Finland-
Contact your local maistraatti(population registrar), go there, fill up a form, take your passport, marriage certificate They will send you a ID number, probably in 2 weeks time.
Once that comes through, you are eligible for state given benefits.
Next you can visit your nearest neuvola (maternity centre).
Also you apply for Kela card (social security benefits card). more information on this on http://www.kela.fi (it is there in english as well)

I am not aware of Espoo area details. However any general questions or queries, do PM me. I shall help you with information I have.

take care Have a nice stay in finland

raamv · Post by **raamv** » Mon Nov 12, 2007 2:47 pm

anitasharma wrote:hi!
Can anybody guide me ...
Hi!
I am from India. I have moved to Finland with my husband...as he is on his deputation to Finland for work (on term of one year).
Is there any healthcare center at espoo...where in we can get information about our family planning.
Is there any health insurance or medical policy..we need to avail to get a coverage for the hospital n other charges...
Plz guide...
Thanks....

I guess that you are on a Short-term contract. which means that your employer ( Indian) is obligated to provide you with a health-insurance coverage. That said, If you need that health coverage you can walk into the nearest health center ( called neuvola) depending on where you live.
OTOH, if you have a KELA card ( which means, that you require a SS NO. and be registered with Maistratti), then you could get covered under Finnish health system..which is automatic.. But i highly doubt it in your circumstance.
Check the stickies in this page
http://www.suomi.fi/suomifi/english/sub ... index.html

http://www.infopankki.fi/en-GB/Health/
( There are in English)

mycp2005 · Post by **mycp2005** » Mon Nov 12, 2007 2:51 pm

Raamv,

I suppose for getting treatment at neuvola also you would require a SSN.
One of my friends contract term is expiring in Dec, so even though she has a SSN, neuvola said they could not treat her.

Anyways, you can ask neuvola if they treat as charged patients (I am not sure of the charges anyhow)

raamv · Post by **raamv** » Mon Nov 12, 2007 2:56 pm

mycp2005 wrote:Raamv,

I suppose for getting treatment at neuvola also you would require a SSN.
One of my friends contract term is expiring in Dec, so even though she has a SSN, neuvola said they could not treat her.

Anyways, you can ask neuvola if they treat as charged patients (I am not sure of the charges anyhow)

Nope, you need "Proof" of Health insurance coverage..
From kela's web pages

Residence in Finland
In order to be considered to be living in Finland, you must have your primary home and residence here and you must continually spend most of your time in Finland. In practice, this means spending half your time in Finland.

When you apply for social security benefits, you must have a valid Kela card to show that you are eligible for National Health Insurance benefits. The card is available in two versions, one featuring the bearer's photograph (available for a fee) and the other without a photograph (free).

From http://www.infopankki.fi/en-GB/Health/
If you are a Permanent Resident of Finland you are covered by health insurance. This means that Kela pays a share of your medical expenses. You can, for instance, claim a refund from Kela in relation to many Medicines. Information on health services is available on the Kela website. You can also ask for more information at your local health centre.

Health insurance also covers some of Private Health Care Expenses.

The Non-Discrimination Act (yhdenvertaisuuslaki) forbids discrimination in recruitment and training. People cannot be discriminated against on the basis of ethnic origin in relation to social services and health care.

Information on the topic in the following languages: Link to english document

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