buying a bank cheque

interleukin · Post by **interleukin** » Thu Sep 17, 2009 11:29 am

Hi hi,
as I an not from the UK and not from the US, I have not used a bank cheque in ages (not even sure how to spell it...). But now I have gotten the task of getting one as we are giving a colleague a money present. So I know that the banks will probably make me pay a million euros to get one and the colleague probably pays a million more euros to cash the cheque, but I wonder if you could suggest the best way to do this?
If the colleague and I have different banks, is it cheaper that I go to the colleague´s bank to buy the check? Or are there less costs involved when I buy it from my own? I just want somehow to maximise the actual sum that the person gets.

Yes, I have considered just printing a card saying "you will have money transferred to your account in a few days" and skipping the cheque part, but others do not think this is as nice.

regards,
interleukin

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Upphew · Post by **Upphew** » Thu Sep 17, 2009 12:08 pm

At least Nordea don't ask for fees when depositing cheque (if in euros) to own account. Buying a bank cheque costs some euros, the exact amount escapes my mind and I can't seem to locate the info from the banks website. Call your bank or just visit them. Remember to sign the check.

Keravalainen · Post by **Keravalainen** » Thu Sep 17, 2009 12:35 pm

Hi!
Nordea pricelist states 3,70 e for a chegue with card and envelope.
- Actually not much more than those fancy greeting cards with envelope in the shops...

Lahjashekki is the word in Finnish.
http://www.nordea.fi/Henkil%C3%B6asiakk ... 77342.html

interleukin · Post by **interleukin** » Thu Sep 17, 2009 1:02 pm

Thank you both for the info! This cheque idea sounds better now than I feared!

Pursuivant · Post by **Pursuivant** » Thu Sep 17, 2009 5:06 pm

ONE IMPORTANT THING:
If there is a wedding and you get a lahjashekki you make it to Mr Husband OR=TAI Mrs Wifey.. not Mr Husband AND=JA Mrs Wifey... as then they have to go hand-in-hand queue up to a bank and simultaneously countersign - and if theres been name changes then theres no valid ID... so always OR = TAI so the one who has the time can go cash the checques as people work 9-16

raamv · Post by **raamv** » Thu Sep 17, 2009 10:27 pm

yea and depending on the cheque that u cash..its all different fees..
what financial crisis..when.......

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