Credit check

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Lula
Posts: 8
Joined: Mon Aug 28, 2017 1:22 pm

Credit check

Post by Lula » Tue Jun 23, 2020 5:29 pm

Hello,
I checked my credit history today at Bisnode and got this:' Merkinnät:
Ei tietoja henkilöluottotietorekisterissä.' To my underdtanding this means that there are no markings on my file. Does it mean that I don't have a credit default, or just that Bisnode company don't have this info? Is this a privet company or goverment record?

Thank you.



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betelgeuse
Posts: 3581
Joined: Thu Aug 29, 2013 1:24 am

Re: Credit check

Post by betelgeuse » Tue Jun 23, 2020 5:37 pm

Lula wrote:
Tue Jun 23, 2020 5:29 pm
I checked my credit history today at Bisnode and got this:' Merkinnät:
Ei tietoja henkilöluottotietorekisterissä.' To my underdtanding this means that there are no markings on my file. Does it mean that I don't have a credit default, or just that Bisnode company don't have this info?
The former (the latter is also technically possible but quite unlikely).
Lula wrote:
Tue Jun 23, 2020 5:29 pm
Is this a privet company or goverment record?
A private company aggregating government records.

Arttu Lappalainen
Posts: 2
Joined: Sat Jul 25, 2020 6:46 pm

Re: Credit check

Post by Arttu Lappalainen » Sat Jul 25, 2020 7:10 pm

Bisnode is private company and there is also other similar company named Asiakastieto. They have little bit different algorithms, but both are used.


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