which new S-Etukortti?

[maxxfi]

Hello,

as S-group customer/member, I get periodically the reports on the astonishing amount
of money I collected through their bonus system
With the report, it regularly comes also the invitation to get one of the their new S-Etukortti.

My situation is that I have my own (bank) credit card, which I use mainly for online and bigger
purchases, and a traditional bank card (without chip), for the everyday shopping.
As S-group member, I have the old Etukortti, which entitles just to collect bonus points.

Now there comes this offer of three new Visa Etukortti cards: Debit, Credit, and Debit+Credit,
with their S-Tili account.

I don't feel a need to get another (bank) account, and I guess my bank will provide me with a debit card
when it will be needed.
What would you do, or maybe you went already through this, how did you decide about it?
Should I just keep the cards as they are now until they are valid or would it be beneficial to try one of those?

[Upphew]

IIRC, you get some more bonus when paying with S-group's own card, also you only need one card to pay then. I won't bother until they stuff one through mailbox. If you mainly use S-group's shop, then it might make sense, but then you must take care of two accounts or shift to use only S-bank's one, unless using credit?

[EP]

I would not bother.

[Rip]

In the end, it is your decision. Two minor points in favor:

You'd get a 0.5% additional 'bonus' if you use your S-group card for paying (debit or credit) instead of cash or some other card. So that would be another startling stream of revenue for your account.

I don't feel a need to get another (bank) account, and I guess my bank will provide me with a debit card
when it will be needed.

They might charge for it though. Handelsbank for example (which is one of the few other banks that have so far offered a free account + online banking + pankkikortti combination) will be starting to charge for their debit cards.

[maxxfi]

Well, as the banks may start charging for debit cards, so can S-group, as they nowhere write
that their S-tili will stay forever free. Actually, I vaguely remember that one of those options,
probably the credit card, was initially offered as free only for the first year.

The extra 0.5% bonus (which basically means that out of 100 euros of shopping I can have couple of
candies free ) to me doesn't compensate for the hassle of e.g. transferring periodically money from
my main bank account to the S-tili account, so I think for the time being I won't bother doing much.