how much insurance company will pay

xyzxyz · Post by **xyzxyz** » Mon Jul 15, 2013 6:55 pm

Hi,

I want to ask that if a student get insurance for one year for bachelor program and come to study abroad, there he become sick in serious disease and get treatment from hospital and its going on disease, then insurance company will pay how much for that student?

Thanks

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xyzxyz · Post by **xyzxyz** » Mon Jul 15, 2013 6:59 pm

i want to explain more that student want to come from india to finland.

Pursuivant · Post by **Pursuivant** » Tue Jul 16, 2013 2:38 am

Insurance won't pay to the student, they will cover the hospital bill.

xyzxyz · Post by **xyzxyz** » Tue Jul 16, 2013 4:34 pm

they will cover the whole hospital bill ...and if sickness is continue like sugar or kidney problem then will they pay continuously for long time?

Rip · Post by **Rip** » Tue Jul 16, 2013 4:43 pm

xyzxyz wrote:they will cover the whole hospital bill ...and if sickness is continue like sugar or kidney problem then will they pay continuously for long time?

What does it say in your insurance policy?

Adrian42 · Post by **Adrian42** » Tue Jul 16, 2013 6:04 pm

xyzxyz wrote:and if sickness is continue like sugar or kidney problem then will they pay continuously for long time?

Pre-existing conditions are excluded in all insurances.
If you already have diabetes or kidney problems you will have to pay the (high) medical costs for that in Finland yourself.

If you suddenly get such a disease while in Finland, you will be covered at least until the end of this insurance contract.

Flossy1978 · Post by **Flossy1978** » Tue Jul 23, 2013 6:37 pm

Makes me wonder if he's like the other poster who had something wrong with him.... anal fissure I think.

I wonder if he is already sick and just hasn't told his insurance. And will come here and 'suddenly' fall ill LOL.

Adrian42 · Post by **Adrian42** » Tue Jul 23, 2013 7:21 pm

Flossy1978 wrote:Makes me wonder if he's like the other poster who had something wrong with him.... anal fissure I think.

Sounds like a different person to me, and it's also financially a completely different dimension:

Surgery for a chronic anal fissure is a small one-time surgery that likely costs somewhere in the range of € 500-1000.
That's not cheap, but only around 1-2 months of the income requirement for a student.

A serious chronic disease that where you have to pay regular bills yourself can easily be too expensive for being affordable.

Flossy1978 · Post by **Flossy1978** » Thu Jul 25, 2013 12:09 pm

I didn't say it was the same person, I said he sounded like the other poster who had an anal fissure, which needed surgery, who tried to get it done here in Finland on insurance. It was clear he already had the issue before coming here.

So it makes me think this poster also has a disease already. No insurance company would take him on, or if they did, he'd be paying a crapload, if he admitted to being ill in the first place. Cause you don't just come to Finland and suddenly wake up thinking you are ill and get diagnosed with Diabetes, once you are here....

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