Are you confusing EHIC and EU blue card?beherenow wrote:Hi guys, do anyone knows what are my options in current situation? I applied for KELA coverage two weeks ago - because of that I needed to give up my health insurance in my home country (EU) and of course to return my EU blue card.
The easy route is to buy travel insurance from international providers. Otherwise maybe it would be possible to retroactively route the invoice to Kela was the decision is in effect. If travel insurance form international provide the latter option probably isn't justified for the amount of work and risk involved.beherenow wrote: So... can anyone give me an advice what are my options now? What happens when some accident happens while I'm abroad? I guess I will pay it on my own, no problem with minor ones but what if something serious happens? Will I need to pay it fully? Or what can I do?
Valid for two years - before expiry you will receive the new automatically. No, I didn't confuse EHIC and permit, I know the difference - wrongly I described EHIC as blue one - it's corrected now 
. Well, I went to LahiTapiola and it looks like they insured me - it's a bit strange because yesterday when I wanted to buy their travel insurance online, it didn't allow me as 'KELA card was necessary'... today while visiting personally, it suddenly wasn't necessary, although the insurance guy asked about it. I'm quite confused . . Oh it's such a pain being in a void! When you are covered by Kela it reduces the costs of the insurance company since they can use the public health care system in Finland. Some healthcare functions are only provided by the public sector in Finland. This is taken into account in their pricing.beherenow wrote: Why is all that private insurance related to KELA btw? I've already bought insurances in other countries and never asked me about what kind of other insurance do I have :-/
And that's a good point about retroactive asking from KELA, just in case - hopefully it will be possible